Arizona · NCUA branch file, Q2 2026
Credit unions in Flagstaff, AZ
4 credit unions have 7 offices in Flagstaff, Arizona, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Oneaz Credit Union has the most here (2); the largest by assets is Desert Financial Credit Union at $9.89 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Oneaz Credit Union | 2 | $4.5B | 10.44% | 5.94% | Phoenix, AZ |
| Arizona Central Credit Union | 2 | $733M | 8.79% | 6.76% | Phoenix, AZ |
| Coconino Federal Credit Union | 2 | $126M | 10.86% | 6.49% | Flagstaff, AZ |
| Desert Financial Credit Union | 1 | $9.9B | 12.10% | 7.36% | Phoenix, AZ |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All Arizona credit union loan rates.
Addresses, phone numbers and hours
Oneaz Credit Union
- EAST FLAGSTAFF 5200 N Us Highway 89, Flagstaff, AZ 86004 Drive-through · ATM
- FLAGSTAFF SAWMILL 825 E Butler Ave, Flagstaff, AZ 86001 Drive-through · ATM
Arizona Central Credit Union
- FLAGSTAFF #4 2521 N West St, Flagstaff, AZ 86004 Drive-through · ATM
- WOODLANDS #10 1948 S Woodlands Village Blvd, Flagstaff, AZ 86001 Drive-through · ATM
Coconino Federal Credit Union
- Woodlands 2800 S Woodlands Village Blvd, Flagstaff, AZ 86001 Main office · Drive-through · ATM
- East Flagstaff 2520 N 4Th St, Flagstaff, AZ 86004 Drive-through · ATM
Desert Financial Credit Union
- Flagstaff Cypress Flagstaff Mall, Flagstaff, AZ 86004 ATM
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in Arizona
- Phoenix 33
- Tucson 11
- Mesa 11
- Glendale 16
- Chandler 11
- Tempe 11
- Gilbert 8
- Yuma 4
- Scottsdale 7
- Goodyear 7
- Surprise 5
- Prescott 4
- Queen Creek 4
- Peoria 4
Every Arizona city · All Arizona credit unions
Questions people ask
How many credit unions are in Flagstaff, AZ?
NCUA's branch file for Q2 2026 lists 7 credit union offices in Flagstaff, run by 4 credit unions, 1 of them headquartered in the city.
Which credit union has the most branches in Flagstaff?
Oneaz Credit Union, with 2 offices in Flagstaff. The largest credit union with an office here is Desert Financial Credit Union, with $9.89 billion in assets.
Can I join a credit union in Flagstaff?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.