Florida · NCUA branch file, Q2 2026

Credit unions in Key West, FL

3 credit unions have 5 offices in Key West, Florida, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Keys Federal Credit Union has the most here (3); the largest by assets is Keys Federal Credit Union at $253 million.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
Keys Federal Credit Union3$253M10.98%5.45%Key West, FL
Monroe County Teachers Federal Credit Union1$24.0M9.39%6.25%Key West, FL
Southernmost Federal Credit Union1$16.1M18.77%5.04%Key West, FL

Rates are what each credit union reported to NCUA for new auto loans, not offers. All Florida credit union loan rates.

Addresses, phone numbers and hours

Keys Federal Credit Union

  • Southard Street 514 Southard St, Key West, FL 33040 305-294-6622 · Lobby M-F 9:00 AM to 5:00 PM ATM
  • Key Plaza 3022 N Roosevelt Blvd, Key West, FL 33040 305-294-6622 · Lobby M-Th 9am-5pm F 9am-6pm Drive-thru M-F 8am-6pm Saturday Lobby & DT 11am-2pm Main office · Drive-through · ATM
  • Stock Island 5402 Overseas Hwy, Key West, FL 33040 305-294-6622 · Mon-Thur 9am-5pm Fri 9am-6pm ATM

Monroe County Teachers Federal Credit Union

  • Monroe County Teachers FCU 1442 Kennedy Dr, Key West, FL 33040 305-296-8546 · 9 AM to 5:00 PM Monday - Friday Main office · ATM

Southernmost Federal Credit Union

  • Southernmost Federal Credit Union 1004 Kennedy Dr, Key West, FL 33040 305-296-6568 · 8:30 - 5:00 M,T.; Thur. 12:00 - 5:00 Wed 9:00- 6:00 Fri Main office · Drive-through · ATM

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

Other cities in Florida

Every Florida city · All Florida credit unions

Questions people ask

How many credit unions are in Key West, FL?

NCUA's branch file for Q2 2026 lists 5 credit union offices in Key West, run by 3 credit unions, 3 of them headquartered in the city.

Which credit union has the most branches in Key West?

Keys Federal Credit Union, with 3 offices in Key West. The largest credit union with an office here is Keys Federal Credit Union, with $253 million in assets.

Can I join a credit union in Key West?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.