Florida · NCUA branch file, Q2 2026
Credit unions in Lake City, FL
5 credit unions have 5 offices in Lake City, Florida, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. VyStar Credit Union has the most here (1); the largest by assets is VyStar Credit Union at $14.3 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| VyStar Credit Union | 1 | $14.3B | 8.93% | 5.98% | Jacksonville, FL |
| Campus USA Credit Union | 1 | $4.0B | 12.25% | 4.79% | Gainesville, FL |
| Florida Credit Union | 1 | $2.8B | 12.70% | 6.12% | Gainesville, FL |
| Radiant Credit Union | 1 | $1.1B | 9.50% | 4.69% | Gainesville, FL |
| Champions First Credit Union | 1 | $541M | 10.82% | 5.06% | Tallahassee, FL |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All Florida credit union loan rates.
Addresses, phone numbers and hours
VyStar Credit Union
- 134-Lake City 411 Nw Commons Loop, Lake City, FL 32055 Drive-through · ATM
Campus USA Credit Union
- Lake City 1658 W Us Highway 90, Lake City, FL 32055 Drive-through · ATM
Florida Credit Union
- Lake City 583 W Duval St, Lake City, FL 32055 Drive-through · ATM
Radiant Credit Union
- Lake City 1659 W Us Highway 90, Lake City, FL 32055 Drive-through · ATM
Champions First Credit Union
- Lake City 224 Se Clements Pl, Lake City, FL 32025 Drive-through
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in Florida
- Jacksonville 17
- Tampa 32
- Orlando 19
- Miami 18
- Tallahassee 15
- Pensacola 8
- Gainesville 7
- Lakeland 9
- Melbourne 6
- Ocala 7
- Naples 6
- Panama City 7
- Fort Myers 6
- Sarasota 10
- Pembroke Pines 10
- Bradenton 8
Every Florida city · All Florida credit unions
Questions people ask
How many credit unions are in Lake City, FL?
NCUA's branch file for Q2 2026 lists 5 credit union offices in Lake City, run by 5 credit unions.
Which credit union has the most branches in Lake City?
VyStar Credit Union, with 1 office in Lake City. The largest credit union with an office here is VyStar Credit Union, with $14.3 billion in assets.
Can I join a credit union in Lake City?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.