Georgia · NCUA branch file, Q2 2026
Credit unions in Valdosta, GA
6 credit unions have 12 offices in Valdosta, Georgia, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. First Commerce Credit Union has the most here (3); the largest by assets is First Commerce Credit Union at $1.24 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| First Commerce Credit Union | 3 | $1.2B | 10.13% | 5.99% | Tallahassee, FL |
| Southeastern Credit Union | 3 | $441M | 10.81% | 6.00% | Valdosta, GA |
| Southern Pine Credit Union | 2 | $27.6M | 23.71% | 4.94% | Lake Park, GA |
| Locoga Federal Credit Union | 2 | $4.5M | 7.08% | 4.91% | Valdosta, GA |
| Georgia Power Valdosta Federal Credit Union | 1 | $22.9M | 15.20% | 5.28% | Valdosta, GA |
| Valdosta Teachers Federal Credit Union | 1 | $13.2M | 13.41% | 6.50% | Valdosta, GA |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All Georgia credit union loan rates.
Addresses, phone numbers and hours
First Commerce Credit Union
- Valdosta Mall Financial Center 1830 Norman Dr Ste B, Valdosta, GA 31601
- Valdosta Inner Perimter 3312 Inner Perimeter Rd, Valdosta, GA 31602 Drive-through
- Valdosta (Bemiss) GA, Financial Center 4060 Bemiss Rd, Valdosta, GA 31605 Drive-through
Southeastern Credit Union
- Headquarters and Main Branch 3501 N Valdosta Rd, Valdosta, GA 31602 Main office · Drive-through · ATM
- Baytree Rd Branch 1514 Baytree Rd, Valdosta, GA 31602 Drive-through · ATM
- Perimeter Rd Branch 3669 Inner Perimeter Rd, Valdosta, GA 31602 Drive-through · ATM
Southern Pine Credit Union
- Main office 5495 Clyattville Lake Park Rd, Valdosta, GA 31601 Main office
- Vital Records 5495 Clyattville Lake Park Rd, Valdosta, GA 31601
Locoga Federal Credit Union
- Main 1592 Norman Dr, Valdosta, GA 31601 Main office
- Georgia Power Valdosta Federal Credit Union 1707 Dow St, Valdosta, GA 31601
Georgia Power Valdosta Federal Credit Union
- Main Office 1707 Dow St, Valdosta, GA 31601 Main office · Drive-through · ATM
Valdosta Teachers Federal Credit Union
- MAIN OFFICE 102 E Force St, Valdosta, GA 31601 Main office · Drive-through
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in Georgia
- Atlanta 22
- Macon 10
- Savannah 14
- Marietta 9
- Augusta 7
- Columbus 6
- Alpharetta 10
- Decatur 8
- Warner Robins 4
- Rome 7
- Duluth 7
- Lawrenceville 3
- Toccoa 5
- Cartersville 5
- Brunswick 4
- Kennesaw 5
Every Georgia city · All Georgia credit unions
Questions people ask
How many credit unions are in Valdosta, GA?
NCUA's branch file for Q2 2026 lists 12 credit union offices in Valdosta, run by 6 credit unions, 4 of them headquartered in the city.
Which credit union has the most branches in Valdosta?
First Commerce Credit Union, with 3 offices in Valdosta. The largest credit union with an office here is First Commerce Credit Union, with $1.24 billion in assets.
Can I join a credit union in Valdosta?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.