Q2 2026 call reports
Credit union loan rates in Kansas
Kansas credit unions reported a median new auto loan rate of 5.76% on their call reports for the quarter ended June 30, 2026, against 5.46% nationally. Among those with $25 million or more in assets and at least $1 million in auto loans, CommunityAmerica Federal Credit Union reported the lowest, 2.84%.
These are the rates credit unions filed with NCUA, not offers. Your rate depends on credit, term and timing, and you must be eligible to join.
| Loan | Kansas median | US median |
|---|---|---|
| New auto | 5.76% | 5.46% |
| Used auto | 6.99% | 6.32% |
| Credit card | 10.99% | 11.50% |
| Personal | 12.67% | 11.75% |
| Mortgage | 5.56% | 5.75% |
| Home equity | 7.25% | 6.75% |
Lowest credit card rate reported in Kansas: White Eagle Credit Union, 9.45%. Lowest first mortgage rate: CommunityAmerica Federal Credit Union, 2.75%. (Same size rules as the national rankings.)
Every Kansas credit union's reported rates
All 61 Kansas credit unions that reported at least one loan rate, largest first. A dash means it holds no loans of that type.
| Credit union | New auto | Used auto | Credit card | Personal | Mortgage | Home equity |
|---|---|---|---|---|---|---|
| CommunityAmerica Federal Credit Union | 2.84% | 5.99% | 17.70% | 13.24% | 2.75% | 6.74% |
| Credit Union of America | 4.99% | 4.99% | 13.40% | 16.90% | 7.25% | 7.25% |
| Mazuma Credit Union | 5.60% | 6.90% | 9.90% | 17.30% | 2.90% | 7.00% |
| Golden Plains Credit Union | 8.00% | 8.00% | 11.90% | 14.90% | 7.50% | 7.85% |
| Azura Credit Union | 5.75% | 5.75% | 10.25% | 14.99% | 7.00% | 8.00% |
| Heartland Credit Union | 5.24% | 5.24% | 17.24% | 16.90% | 6.74% | 9.75% |
| Mainstreet Federal Credit Union | 6.18% | 7.26% | 9.48% | 12.58% | 4.28% | 7.44% |
| Envista Federal Credit Union | 4.85% | 4.85% | 11.95% | 16.95% | 6.50% | 6.75% |
| Mid American Credit Union | 6.30% | 7.19% | 10.91% | 12.39% | 5.61% | 7.72% |
| Skyward Credit Union | 6.20% | 7.00% | 13.00% | 11.20% | 3.40% | 6.30% |
| Wichita Federal Credit Union | 8.01% | 10.49% | 12.93% | 13.39% | 5.52% | 7.30% |
| Frontier Community Credit Union | 6.48% | 8.16% | 10.90% | 12.14% | 4.43% | 6.86% |
| White Eagle Credit Union | 6.56% | 6.94% | 9.45% | 11.52% | 7.41% | 7.42% |
| Emporia State Federal Credit Union | 5.13% | 6.12% | 13.39% | 14.14% | 4.81% | 7.28% |
| Quantum Credit Union | 6.58% | 7.56% | 10.93% | 11.59% | 5.38% | 6.05% |
| Kansas State University Federal Credit Union | 5.15% | 6.82% | 11.90% | 14.11% | 4.94% | 7.24% |
| Kansas Teachers Community Credit Union | 6.16% | 6.16% | – | 11.19% | 6.50% | 7.50% |
| Farmway Credit Union | 5.77% | 6.78% | – | 14.04% | 6.15% | 7.25% |
| Credit Union of Dodge City | 5.90% | 7.54% | 13.99% | 12.82% | 5.18% | 8.66% |
| Mid-Kansas Credit Union | 7.63% | 9.58% | 10.90% | 13.26% | 5.90% | 6.32% |
| Dillon Credit Union | 4.99% | 5.24% | – | 9.50% | 6.50% | 7.25% |
| SM Federal Credit Union | 5.72% | 6.33% | – | 10.38% | 3.70% | 5.94% |
| Midwest Regional Credit Union | 4.99% | 4.99% | 12.00% | 12.50% | 6.75% | 6.75% |
| Panhandle Federal Credit Union | 4.37% | 5.12% | 9.99% | 9.64% | 4.83% | – |
| Ark Valley Credit Union | 3.49% | 6.75% | 13.00% | 13.00% | 3.93% | 6.42% |
| Empower Blue Credit Union | 5.29% | 5.49% | 10.25% | 9.75% | 8.00% | 8.00% |
| United Northwest Federal Credit Union | 4.66% | 7.00% | 10.99% | 12.41% | 5.73% | – |
| McPherson Co-Op Credit Union | 6.80% | 7.97% | 12.99% | 12.67% | 5.94% | 6.11% |
| B&V Credit Union | 6.00% | 7.00% | 9.99% | 12.75% | – | 4.75% |
| Credit Union of Emporia | 6.08% | 7.09% | 14.95% | 12.72% | 5.77% | 7.00% |
| Campus Credit Union | 6.34% | 8.89% | 13.05% | 13.52% | 5.91% | 7.89% |
| Catholic Family Federal Credit Union | 4.75% | 4.75% | 9.90% | 11.50% | 5.49% | 8.50% |
| U S P L K Employees Federal Credit Union | 4.85% | 6.23% | – | 9.77% | 4.39% | 5.45% |
| Sunflower Community Federal Credit Union | 5.10% | 8.00% | 10.00% | 10.75% | 8.00% | – |
| K.u.m.c. Credit Union | 4.51% | 6.84% | 13.00% | 14.02% | 4.88% | 7.75% |
| Bell Credit Union | 4.84% | 8.21% | 10.90% | 13.93% | – | – |
| Reliance Credit Union | 3.25% | 6.00% | 9.00% | 16.00% | 4.25% | 5.25% |
| Wheat State Credit Union | 6.73% | 7.80% | 11.40% | 9.44% | 3.11% | 7.32% |
| Salina Interparochial Credit Union | 6.77% | 8.88% | – | 15.62% | – | – |
| Co-Operative Credit Union | 5.09% | 7.18% | 12.90% | 11.03% | 4.50% | 8.09% |
| Hutchinson Government Employees Credit Union | 9.14% | 21.14% | 10.00% | 21.00% | 5.25% | 8.25% |
| K C K Firemen & Police Credit Union | 9.00% | 13.00% | – | 14.00% | – | – |
| Garden City Teachers Federal Credit Union | 6.89% | 8.98% | – | 10.87% | 11.00% | – |
| Crossroads Credit Union | 4.49% | 5.74% | – | 15.00% | 6.50% | – |
| 1st Kansas Credit Union | 5.49% | 6.99% | – | 12.00% | 6.00% | 6.00% |
| Topeka Firemen's Credit Union | 5.37% | 5.97% | – | 12.00% | – | – |
| KC Fairfax Federal Credit Union | 4.68% | 6.29% | 9.63% | 11.56% | 3.39% | 7.01% |
| Peoples Choice Credit Union | 4.82% | 6.03% | – | 12.30% | – | – |
| Topeka Police Credit Union | 7.74% | 7.99% | – | 15.50% | – | – |
| Central Kansas Education Credit Union | 5.00% | 5.75% | – | 15.00% | – | – |
| Tri-County Credit Union | 7.00% | 7.00% | – | 14.00% | – | – |
| Ellis Credit Union | 6.00% | 6.00% | – | 12.90% | – | – |
| Morton Credit Union | 6.00% | 6.50% | – | 8.50% | – | – |
| Hutchinson Postal & Community Credit Union | 6.00% | 7.00% | 9.95% | 9.50% | – | – |
| C & R Credit Union | 6.00% | 7.00% | – | 12.00% | – | – |
| Eagle Federal Credit Union | 10.00% | 12.00% | – | 15.00% | – | – |
| Kan Colo Credit Union | 8.50% | 11.66% | – | 17.83% | – | – |
| Salina Municipal Credit Union | 5.25% | 5.25% | – | 12.00% | – | – |
| Mid Plains Credit Union | – | 7.50% | – | 12.00% | – | – |
| Sunflower Federal Credit Union | – | 6.00% | – | 12.00% | – | – |
| Catholics United Credit Union | – | 8.00% | – | 11.00% | – | – |
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA or any credit union. Sort and filter these in the screener · All Kansas credit unions · Lowest rates nationally