Minnesota · NCUA branch file, Q2 2026
Credit unions in Duluth, MN
12 credit unions have 23 offices in Duluth, Minnesota, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Members Cooperative Credit Union has the most here (3); the largest by assets is Affinity Plus Federal Credit Union at $5.05 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Members Cooperative Credit Union | 3 | $1.2B | 10.80% | 5.09% | Duluth, MN |
| North Shore Federal Credit Union | 3 | $285M | 12.77% | 5.75% | Silver Bay, MN |
| Minnesota Power Employees Credit Union | 3 | $162M | 14.66% | 6.30% | Duluth, MN |
| Harbor Pointe Credit Union | 3 | $158M | 13.63% | 4.74% | Duluth, MN |
| Affinity Plus Federal Credit Union | 2 | $5.0B | 8.78% | 5.49% | Saint Paul, MN |
| Centricity Credit Union | 2 | $341M | 13.97% | 7.74% | Hermantown, MN |
| Share Advantage Credit Union | 2 | $57.5M | 13.43% | 6.04% | Duluth, MN |
| Superior Choice Credit Union | 1 | $730M | 7.54% | 4.24% | Superior, WI |
| Northern Communities Credit Union | 1 | $124M | 10.79% | 6.39% | Duluth, MN |
| North Star Credit Union | 1 | $116M | 9.38% | 4.84% | Cook, MN |
| Duluth Police Department Employees Credit Union | 1 | $7.8M | 22.84% | 5.79% | Duluth, MN |
| Duluth Fire Department Credit Union | 1 | $7.5M | 17.76% | 5.76% | Duluth, MN |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All Minnesota credit union loan rates.
Addresses, phone numbers and hours
Members Cooperative Credit Union
- Duluth-Spirit Valley 215 N 40Th Ave W, Duluth, MN 55807 Main office · Drive-through
- Miller Hill 605 W Central Entrance, Duluth, MN 55811 Drive-through · ATM
- BlueStone 952 Woodland Ave # 960, Duluth, MN 55812 Drive-through · ATM
North Shore Federal Credit Union
- Duluth - Endi 2104 London Rd, Duluth, MN 55812
- Duluth - Lincoln Park 1902 W Superior St, Duluth, MN 55806
- Duluth - Pike Lake 5671 Miller Trunk Hwy, Duluth, MN 55811
Minnesota Power Employees Credit Union
- MPECU 30 W Superior St Ste 126, Duluth, MN 55802 Main office · ATM
- Arrowhead Branch 3308 W Arrowhead Rd, Duluth, MN 55811 Drive-through
- Miller Plaza 1405 Miller Trunk Hwy, Duluth, MN 55811 Drive-through
Harbor Pointe Credit Union
- Downtown Main Office 11 W 2Nd St, Duluth, MN 55802 Main office · Drive-through · ATM
- Kenwood Branch 1515 Kenwood Ave Ste 200, Duluth, MN 55811 ATM
- Miller Hill Branch 4433 Trinity Rd, Duluth, MN 55811 Drive-through · ATM
Affinity Plus Federal Credit Union
- Duluth 1820 Maple Grove Rd, Duluth, MN 55811 Drive-through · ATM
- DULUTH - LAKE SUPERIOR COLLEGE 2101 Trinity Rd Ste L160, Duluth, MN 55811 ATM
Centricity Credit Union
- Duluth Office 2501 London Rd, Duluth, MN 55812 Drive-through · ATM
- Denfeld Office 3924 Grand Ave, Duluth, MN 55807 Drive-through · ATM
Share Advantage Credit Union
- SMDC Branch 502 E 2Nd St, Duluth, MN 55805 ATM
- Share Advantage Credit Union Main Office 2502 Maple Grove Rd, Duluth, MN 55811 Main office · Drive-through · ATM
Superior Choice Credit Union
- Denfeld Branch 4125 Grand Ave, Duluth, MN 55807 Drive-through · ATM
Northern Communities Credit Union
- Arrowhead 3311 W Arrowhead Rd, Duluth, MN 55811 Main office · Drive-through · ATM
North Star Credit Union
- Northern Pacific Duluth Branch 4918 Grand Ave, Duluth, MN 55807 Drive-through
Duluth Police Department Employees Credit Union
- Duluth Police Department Employees Credit Union 2030 N Arlington Ave, Duluth, MN 55811 Main office
Duluth Fire Department Credit Union
- DFDCU 602 W 2Nd St, Duluth, MN 55802 Main office
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in Minnesota
- Saint Paul 15
- Rochester 6
- Minneapolis 10
- Maple Grove 8
- Bloomington 7
- Eagan 9
- Coon Rapids 9
- Woodbury 7
- Plymouth 7
- Saint Cloud 6
- Blaine 6
- Inver Grove Heights 6
- Roseville 4
- Golden Valley 4
Every Minnesota city · All Minnesota credit unions
Questions people ask
How many credit unions are in Duluth, MN?
NCUA's branch file for Q2 2026 lists 23 credit union offices in Duluth, run by 12 credit unions, 7 of them headquartered in the city.
Which credit union has the most branches in Duluth?
Members Cooperative Credit Union, with 3 offices in Duluth. The largest credit union with an office here is Affinity Plus Federal Credit Union, with $5.05 billion in assets.
Can I join a credit union in Duluth?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.