Tennessee · NCUA branch file, Q2 2026

Credit unions in Cleveland, TN

8 credit unions have 15 offices in Cleveland, Tennessee, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Tennessee Valley Federal Credit Union has the most here (3); the largest by assets is Tennessee Valley Federal Credit Union at $3.26 billion.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
Tennessee Valley Federal Credit Union3$3.3B14.75%4.14%Chattanooga, TN
Bowater Employees Credit Union3$303M10.77%5.38%Calhoun, TN
Cleveland-Bradley Cty Teacher Federal Credit Union2$74.1M12.88%5.77%Cleveland, TN
B. M. H. Federal Credit Union2$3.7M21.19%5.68%Cleveland, TN
Smart Choice Credit Union2$3.4M9.36%3.40%Cleveland, TN
Hiwassee River Credit Union1$27.5M10.94%4.43%Charleston, TN
Appliance Credit Union1$18.7M9.60%4.90%Cleveland, TN
Church of God Credit Union1$6.7M7.28%7.99%Cleveland, TN

Rates are what each credit union reported to NCUA for new auto loans, not offers. All Tennessee credit union loan rates.

Addresses, phone numbers and hours

Tennessee Valley Federal Credit Union

  • North Cleveland Branch 180 Stuart Xing Ne, Cleveland, TN 37312 423-634-5900 · Lobby Hours; Monday - Thursday9:00 a.m. - 5:00 p.m.; Friday9:00 a.m. - 6:00 p.m.; Drive… Drive-through · ATM
  • South Cleveland Branch 2440 Treasury Dr Se, Cleveland, TN 37323 423-634-8200 · Lobby Hours; Monday - Thursday9:00 a.m. - 5:00 p.m.; Friday9:00 a.m. - 6:00 p.m.; Drive… Drive-through · ATM
  • West Cleveland Food City 4615 Georgetown Rd Nw, Cleveland, TN 37312 423-634-3600 · Mon - Fri: 10:00 a.m. - 6:00 p.m. Lunch Break 2:00-3:00 p.m. TVFCU LIVE personal tellers… ATM

Bowater Employees Credit Union

  • Hardwick Farms Branch 4531 Hardwick Farms Pkwy Ne, Cleveland, TN 37312 423-303-4240 · Mon-Thurs 9:00-5:00 Friday 9:00-6:00 Drive-through · ATM
  • King St Branch 1040 King St Se, Cleveland, TN 37311 423-303-5626 · 9:00 - 5:00 M-Th9:00 - 6:00 F9:00 - 12:30 Sat Drive-through · ATM
  • Keith St Branch 1007 Keith St Nw, Cleveland, TN 37311 423-472-2300 · 7:30 - 5:00 Mon-Friday Operations Center ATM

Cleveland-Bradley Cty Teacher Federal Credit Union

  • Cleveland/Bradley County Teachers Federal Credit Union 420 Central Ave Nw, Cleveland, TN 37311 423-479-6392 · Monday-Friday 9:00am-5:00pm Main office · Drive-through · ATM
  • Cleveland Bradley County Teachers Federal Credit Union 137 Ocoee Xing Nw, Cleveland, TN 37312 423-479-6392 · M-T 9:00-5:00, F 9:00-6:00, Sat 9:00-12:00 Drive-through · ATM

B. M. H. Federal Credit Union

  • BMH FEDERAL CREDIT UNION 2305 Chambliss Ave Nw, Cleveland, TN 37311 423-559-6185 · MON 1PM--3:30PM WED 7AM-4PM FRI 8AM--NOON Main office
  • Bradley Medical Center 2305 Chambliss Ave Nw, Cleveland, TN 37311 423-559-6185 · 24 HOURS

Smart Choice Credit Union

  • Smart Choice Credit Union 1075 Blythe Ave Se, Cleveland, TN 37311 423-559-1181 · M - F 9-5 Main office
  • Smart Choice Credit union 1075 Blythe Ave Se, Cleveland, TN 37311 423-559-1181 · m-f 9-4

Hiwassee River Credit Union

  • SouthEast Bank 3475 Keith St Nw, Cleveland, TN 37312 423-303-2820

Appliance Credit Union

  • APPLIANCE CREDIT UNION 150 Linden Ave Se, Cleveland, TN 37311 423-479-5511 · 8:30 - 5:00 Main office · Drive-through · ATM

Church of God Credit Union

  • CHURCH OF GOD CREDIT UNION 2751 Ralph Buckner Blvd Ne, Cleveland, TN 37311 423-479-2168 · MONDAY - FRIDAY 9AM TO 3PM FRIDAY 4PM TO 530PM Main office · Drive-through

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

Other cities in Tennessee

Every Tennessee city · All Tennessee credit unions

Questions people ask

How many credit unions are in Cleveland, TN?

NCUA's branch file for Q2 2026 lists 15 credit union offices in Cleveland, run by 8 credit unions, 5 of them headquartered in the city.

Which credit union has the most branches in Cleveland?

Tennessee Valley Federal Credit Union, with 3 offices in Cleveland. The largest credit union with an office here is Tennessee Valley Federal Credit Union, with $3.26 billion in assets.

Can I join a credit union in Cleveland?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.