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Tennessee · NCUA branch file, Q2 2026

Credit unions in Memphis, TN

36 credit unions have 70 offices in Memphis, Tennessee, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Orion Federal Credit Union has the most here (8); the largest by assets is Firefighters First Federal Credit Union at $2.48 billion.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
Orion Federal Credit Union8$1.3B18.42%6.75%Memphis, TN
First South Financial Federal Credit Union6$845M30.23%6.52%Bartlett, TN
Memphis City Employees Credit Union6$503M14.48%5.00%Memphis, TN
Fedex Employees Credit Association Federal Credit Union3$641M14.15%4.40%Memphis, TN
Securcommunity Federal Credit Union3$91.6M14.06%4.90%Cordova, TN
Fedtrust Federal Credit Union3$55.3M7.17%4.25%Memphis, TN
Methodist Healthcare Federal Credit Union3$46.2M17.58%6.86%Cordova, TN
Hope Federal Credit Union2$881M16.18%3.99%Jackson, MS
Southern Security Federal Credit Union2$252M10.11%5.99%Collierville, TN
F A A Federal Credit Union2$131M18.64%4.69%Cordova, TN
Daviess County Teachers Federal Credit Union2$75.3M12.47%6.75%Owensboro, KY
American Spirit Federal Credit Union2$67.6M19.12%5.35%Newark, DE
Transport Credit Union2$35.8M18.56%5.74%Tampa, FL
Memphis Municipal Employees Federal Credit Union2$14.6M20.32%4.12%Memphis, TN
Espeeco Federal Credit Union2$12.0M7.03%7.22%Bakersfield, CA
Kellogg Memphis Employees Federal Credit Union2$3.1M29.13%4.90%Memphis, TN
Firefighters First Federal Credit Union1$2.5B9.39%5.74%Los Angeles, CA
U. T. Federal Credit Union1$554M9.68%5.85%Knoxville, TN
Kimberly Clark Credit Union1$145M22.34%3.99%Memphis, TN
L G & W Federal Credit Union1$115M21.71%5.25%Memphis, TN
Owensboro Federal Credit Union1$88.3M14.21%4.50%Owensboro, KY
Rio Grande Federal Credit Union1$80.8M21.99%5.71%Grand Junction, CO
Nucor Employee's Credit Union1$68.2M19.74%4.99%Florence, SC
Healthnet Federal Credit Union1$58.1M13.24%5.40%Cordova, TN
United Catholics Federal Credit Union1$49.3M9.82%4.73%Covina, CA
Ups Employees Credit Union1$44.9M23.95%5.00%Memphis, TN
edU Federal Credit Union1$44.2M6.81%3.50%New Castle, DE
Lutheran Federal Credit Union1$38.6M9.02%6.37%Saint Louis, MO
Kennedy VA Employees Federal Credit Union1$24.4M16.31%4.42%Memphis, TN
Pine Belt Federal Credit Union1$13.9M27.22%6.37%Hattiesburg, MS
CN/Ic Employees Credit Union1$10.4M13.62%4.99%Memphis, TN
Light Commerce Credit Union1$5.0M26.81%6.15%Houston, TX
Delta Refining Co Emp Federal Credit Union1$4.6M21.36%6.50%Memphis, TN
Asbestos Workers Local 14 Federal Credit Union1$4.1M15.40%–Philadelphia, PA
TVA Mid-South Federal Credit Union1$3.2M17.37%5.40%Memphis, TN
Bulab Employees Federal Credit Union1$2.2M35.00%5.75%Memphis, TN

Rates are what each credit union reported to NCUA for new auto loans, not offers. All Tennessee credit union loan rates.

Addresses, phone numbers and hours

Orion Federal Credit Union

  • Whitehaven 3155 Millbranch Rd, Memphis, TN 38116 901-266-2850 · Monday thru Thursday 9am-5pm; Friday 9am-6pm; Saturday 9am-1pm Drive-through · ATM
  • Raleigh 3118 Covington Pike, Memphis, TN 38128 901-266-2889 · Monday thru Thursday 9am-5pm; Friday 9am-6pm; Saturday 9am-1pm Drive-through · ATM
  • American Way 4805 American Way, Memphis, TN 38118 901-266-2916 · Monday thru Thursday 9am-5pm; Friday 9am-6pm; Saturday 9am-1pm Drive-through · ATM
  • Mid Town 1975 Union Ave, Memphis, TN 38104 901-266-2938 · Monday thru Thursday 9am - 5pm; Friday 9am-6pm; Saturday 9am -1pm Drive-through · ATM
  • White Station 641 S White Station Rd, Memphis, TN 38117 901-266-2964 · Monday thru Thursday 9-5, Friday 9-6, Saturday 9-1. Drive-through · ATM
  • Hacks Cross 7960 Lowrance Rd, Memphis, TN 38125 901-266-2961 · Monday thru Thursday 9-5, Friday 9-6, Saturday 9-1. Drive-through · ATM
  • ADMINISTRATION 400 Monroe Ave, Memphis, TN 38103 901-385-5200 · 8:00 - 5:00 P.M. Main office
  • Medical District Branch 821 Poplar Ave, Memphis, TN 38105 901-266-2841 · Monday thru Thursday 9am to 5pm; Friday 9am-6pm; Saturday 9am-1pm Drive-through · ATM

First South Financial Federal Credit Union

  • Raleigh 3731 Austin Peay Hwy, Memphis, TN 38128 901-372-7312 · 8:30-5:00 Mon-Thur (Lobby) 8:30-6 Fri (Lobby) 8:30-5:00 Mon-Thur (Drive-Thru) 8:30-6 Fri… Drive-through · ATM
  • Highland 633 S Highland St, Memphis, TN 38111 901-323-8091 · 8:30-5:00 Mon-Thur (Lobby) 8:30-6 Fri (Lobby) 8:30-5:00 Mon-Thur (Drive-Thru) 8:30-6 Fri… Drive-through · ATM
  • Madison 1940 Madison Ave, Memphis, TN 38104 901-722-5612 · 8:30-5:00 Mon-Thur (Lobby) 8:30-6 Fri (Lobby) 8:30-5:00 Mon-Thur (Drive-Thru) 8:30-6 Fri… Drive-through · ATM
  • St Jude 262 Danny Thomas Pl, Memphis, TN 38105 901-595-3366 · 7:30 to 4 Mon - Fri ATM
  • Whitehaven 1250 E Shelby Dr, Memphis, TN 38116 901-346-0204 · 8:30-5:00 Mon -Thurs (Drive Thru Only) 8:30-6 Fri (Drive Thru Only) 9-1 Sat (Drive Thru… Drive-through · ATM
  • Winchester 7166 Winchester Rd, Memphis, TN 38125 901-756-6618 · 8:30-5:00 Mon-Thur (Lobby) 8:30-6 Fri (Lobby) 8:30-5:00 Mon-Thur (Drive-Thru) 8:30-6 Fri… Drive-through · ATM

Memphis City Employees Credit Union

  • Avery 2608 Avery Ave, Memphis, TN 38112 901-321-1200 · Monday - Wednesday 8:00am - 4:00pm Thursday & Friday Lobby 9:00am - 5:00pm Drive Thru 8:… Drive-through · ATM
  • Mt. Moriah 2678 Mount Moriah Ter, Memphis, TN 38115 901-360-1818 · Monday - Wednesday 8:00am - 4:00pm Thursday & Friday Lobby 9:00am - 5:00pm Drive Thru 8:… Drive-through · ATM
  • Whitten 1900 Whitten Rd Ste 102, Memphis, TN 38133 901-869-4135 · Monday - Wednesday 8:00am - 4:00pm Thursday & Friday Lobby 9:00am - 5:00pm Drive Thru 9:… Drive-through · ATM
  • Whitehaven 4135 Elvis Presley Blvd, Memphis, TN 38116 901-398-1101 · Monday - Wednesday 8:00am - 4:00pm Thursday & Friday Lobby 9:00am - 5:00pm Drive Thru 9:… Drive-through · ATM
  • Mt. Moriah Admin 2686 Mount Moriah Ter, Memphis, TN 38115 901-321-1200 · 8:00 - 4:00 Monday through Friday Main office
  • Winchester 3617 Winchester Rd, Memphis, TN 38118 901-547-0209 · 9-5 Monday-Thursday9-6 Friday8-12 Saturday, Drive Thru Only Drive-through · ATM

Fedex Employees Credit Association Federal Credit Union

  • Hacks Cross 3670 Hacks Cross Rd, Memphis, TN 38125 901-434-5100 · Monday-Friday: 8:00am - 4:30pm ATM
  • Nonconnah 2731 S Nonconnah Blvd, Memphis, TN 38132 901-344-2500 · Monday - Thursday: 8:00 am-4:30 pm Friday (Lobby): 8:00 am-4:30 pm Friday (Drive-Thru On… Main office · Drive-through · ATM
  • Downtown/FedEx Logistics HQ 145 George W. Lee Ave, Memphis, TN 38103 901-344-2500 · Mon.-Fri. 8:00 am-4:30 pm ATM

Securcommunity Federal Credit Union

  • Downtown 160 N Main St Ste 401, Memphis, TN 38103 901-930-0757 · 8:30 a.m. - 4:00 p.m.
  • Sycamore 1160 Sycamore View Rd, Memphis, TN 38134 901-377-8929 · 9:30 A.M. - 5:00 P.M. Drive-through · ATM
  • Poplar 3245 Poplar Ave, Memphis, TN 38111 901-324-3675 · 8:00 - 5:00 M-F9:00 - 1.00 Saturday, Drive-Thru only Drive-through · ATM

Fedtrust Federal Credit Union

  • Main 167 N Main St Ste 102, Memphis, TN 38103 901-526-6778 · M - F 9:00 am - 4:00 pm Main office · ATM
  • ATTCO 200 Jefferson Ave Ste 150, Memphis, TN 38103 901-523-2111 · M - F 7:30 am - 4:00 pm ATM
  • Eaglecrest 225 N Humphreys Blvd Ste 1029, Memphis, TN 38120 901-747-3631 · M - F 8:30 am - 5:00 pm ATM

Methodist Healthcare Federal Credit Union

  • University 1265 Union Ave, Memphis, TN 38104 901-453-3500 · 7:30 am to 4 pm Monday-Friday Closed 11 AM to 12 PM for lunch ATM
  • South 1300 Wesley Dr, Memphis, TN 38116 901-453-3500 · 7:30 am to 4 pm Monday - Friday Closed 1-2 PM for lunch ATM
  • North 3950 New Covington Pike, Memphis, TN 38128 901-453-3500 · 7:30 to 4:00 Monday - Friday Closed 1-2 PM for lunch ATM

Hope Federal Credit Union

  • Madison Ave 1451 Madison Ave, Memphis, TN 38104 901-721-8124 · Mon-Thurs, 9:00-4:30 Fri, 9:00-5:00 Drive-through · ATM
  • Ridgeway Rd 2923 Ridgeway Rd, Memphis, TN 38115 901-358-4496 · Mon-Thur, 9:00-4:30 Fri, 9:00-5:00 Sat, 9:00-1:00 Drive-through · ATM

Southern Security Federal Credit Union

  • Poplar Ave- East Memphis 3183 Poplar Ave, Memphis, TN 38111 901-452-7900 · Monday - Thursday 8:30 - 5:00 Friday 8:30 - 5:30 Drive-through · ATM
  • Auto Zone 123 S Front St, Memphis, TN 38103 901-495-7584 · Monday - Friday 8:30 - 4:30 ATM

F A A Federal Credit Union

  • Centennial Branch 7974 Centennial Dr, Memphis, TN 38125 901-757-7999 · Mon, Tue, Thu: 7:30 AM - 4:00 PM; Wed: 10AM - 4PM; Fri: 7:30 AM - 5:00 PM; Sat: 9:00 AM… Drive-through · ATM
  • Memphis Service Center 3229 Democrat Rd, Memphis, TN 38118 901-363-4831 · Mon: 7:30 AM - 12:00 PM, 1:30 PM - 4:00 PM; Tues/Thurs/Fri: 7:30 AM - 12:30 PM, 1:30 PM… ATM

Daviess County Teachers Federal Credit Union

  • Share One 2650 Thousand Oaks Blvd, Memphis, TN 38118 800-888-0766 · Monday - Thursday 8:30 - 5:00; Friday 8:30 - 6:00
  • Share One - DedaSphere 2650 Thousand Oaks Blvd, Memphis, TN 38118 800-888-0766 · M-TH 8:30 - 5:00; Friday 8:30 - 6:00

American Spirit Federal Credit Union

  • Disaster Recovery 5425 E. Raines Rd, Memphis, TN 38115 901-795-3512
  • Vital Records 2650 Thousand Oaks Blvd Ste 1120, Memphis, TN 38118 901-795-3512

Transport Credit Union

  • ShareOne, Inc. 1790 Kirby Pkwy Ste 200, Memphis, TN 38138 800-888-0766 · Monday - Friday 8:00am-5:00pm CST
  • Share One -Vital Records 1790 Kirby Pkwy Ste 200, Memphis, TN 38138 800-888-0766

Memphis Municipal Employees Federal Credit Union

  • Memphis Municipal EFCU 577 Dr Ml King Jr Ave, Memphis, TN 38126 901-528-2816 · Office -Monday-Thursday 8:30am-5pm Friday 8:30am-6pm Drive Thru-Monday-Wednesday 8:30am-… Main office · Drive-through · ATM
  • Kellogg Memphis Employees CU 2168 Frisco Ave, Memphis, TN 38114 901-743-0052

Espeeco Federal Credit Union

  • T.W. Telecom 5425 E Raines Rd Ste 6, Memphis, TN 38115 800-888-0766
  • Share One Corp. 2650 Thousand Oaks Blvd, Memphis, TN 38118 800-888-0766

Kellogg Memphis Employees Federal Credit Union

  • Kellogg Memphis Employees Federal Credit Union 2168 Frisco Ave, Memphis, TN 38114 901-745-9879 · 7:00 a.m. to 3:30 p.m. Main office · Drive-through
  • Vital Records Control 5400 Meltech Blvd, Memphis, TN 38118 901-363-6555

Firefighters First Federal Credit Union

  • Memphis Regional Office 5150 Stage Rd Ste 102, Memphis, TN 38134 800-231-1626 · 7:00 - 4:00 EST

U. T. Federal Credit Union

  • UT Federal Credit Union - Memphis Branch 910 Madison Ave, Memphis, TN 38103 901-448-3600 · M - F 7:30 AM - 4:00 PM

Kimberly Clark Credit Union

  • Main Office 1520 N 2Nd St, Memphis, TN 38107 901-521-4646 · M-F 8:15am - 4:30pm Main office · Drive-through

L G & W Federal Credit Union

  • L G & W FCU 1616 Whitten Rd, Memphis, TN 38134 901-680-7995 · M-F, 8:00 - 4:30 p.m. Main office · Drive-through · ATM

Owensboro Federal Credit Union

  • Share One, Inc. 2650 Thousand Oaks Blvd Ste 1120, Memphis, TN 38118 901-795-3512 · 8:00 am To 5:00 pm Monday Through Friday

Rio Grande Federal Credit Union

  • Share One Systems Inc 2650 Thousand Oaks Blvd, Memphis, TN 38118 901-795-3512

Nucor Employee's Credit Union

  • Nucor Employee's Credit Union Memphis Branch 3601 Paul R Lowry Rd, Memphis, TN 38109 901-786-5900 · Tuesday, Thursday Friday 6:30 AM - 1:00 PM ATM

Healthnet Federal Credit Union

  • Walnut Grove 6029 Walnut Grove Rd, Memphis, TN 38120 901-226-1111 · Mon, Tues, Thurs 7:30 - 4:00; Wed 10:00 - 4:00 Fri 7:30 - 4:30

United Catholics Federal Credit Union

  • SHARE ONE, INC. 1790 Kirby Pkwy Ste 200, Memphis, TN 38138 901-795-3512 · MON-FRI 9:30 AM - 5:30 PM PACIFIC TIME

Ups Employees Credit Union

  • UPS ECU 1814 E Brooks Rd, Memphis, TN 38116 901-396-2132 · 7:30 - 3:30 Monday - Friday Main office · ATM

edU Federal Credit Union

  • Vital Records 1790 Kirby Pkwy Ste 200, Memphis, TN 38138 800-888-0766

Lutheran Federal Credit Union

  • Share One 1790 Kirby Pkwy Ste 200, Memphis, TN 38138 800-888-0766

Kennedy VA Employees Federal Credit Union

  • Kennedy Va Employees FCU 1030 Jefferson Ave, Memphis, TN 38104 901-523-8990 · 8:00a.m.- 4:00p.m.m-f Main office

Pine Belt Federal Credit Union

  • Deda Sphere 1790 Kirby Pkwy Ste 200, Memphis, TN 38138 887-847-4346 · 8:00 AM - 5:30 PM Monday thru FridayFormerly Inovative technology, Inc.

CN/Ic Employees Credit Union

  • CN/IC EMPLOYEES CREDIT UNION 2005 Nonconnah Blvd Ste 7, Memphis, TN 38132 901-332-2686 · 9:00AM-4:30PM Main office

Light Commerce Credit Union

  • Deda Sphere 1790 Kirby Pkwy Ste 200, Memphis, TN 38138 877-581-8338

Delta Refining Co Emp Federal Credit Union

  • Delta Refining Credit Union 2385 Riverport Rd, Memphis, TN 38109 901-775-8814 · Mon & Thur 2:30-5:30; Tue & Fri 8:00-2:00 Main office

Asbestos Workers Local 14 Federal Credit Union

  • Share One, Inc 2650 Thousand Oaks Blvd, Memphis, TN 38118 901-795-3512 · 9-5

TVA Mid-South Federal Credit Union

  • Main Office 254 Court Ave Ste 109, Memphis, TN 38103 901-500-7102 · By appointment Main office

Bulab Employees Federal Credit Union

  • Bulab Employees FCU 1256 N Mclean Blvd, Memphis, TN 38108 901-272-8325 · 8:30 - 4:00 monday, tuesday,thursday,friday Main office

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

Other cities in Tennessee

Every Tennessee city · All Tennessee credit unions

Questions people ask

How many credit unions are in Memphis, TN?

NCUA's branch file for Q2 2026 lists 70 credit union offices in Memphis, run by 36 credit unions, 14 of them headquartered in the city.

Which credit union has the most branches in Memphis?

Orion Federal Credit Union, with 8 offices in Memphis. The largest credit union with an office here is Firefighters First Federal Credit Union, with $2.48 billion in assets.

Can I join a credit union in Memphis?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.