Texas · NCUA branch file, Q2 2026
Credit unions in Bay City, TX
3 credit unions have 5 offices in Bay City, Texas, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Baycel Federal Credit Union has the most here (3); the largest by assets is Texas Dow Employees Credit Union at $5.02 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Baycel Federal Credit Union | 3 | $92.2M | 21.79% | 5.15% | Bay City, TX |
| Texas Dow Employees Credit Union | 1 | $5.0B | 10.17% | 5.95% | Houston, TX |
| Matagorda County Credit Union | 1 | $36.2M | 17.39% | 4.25% | Bay City, TX |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All Texas credit union loan rates.
Addresses, phone numbers and hours
Baycel Federal Credit Union
- Main Office 2320 6Th St, Bay City, TX 77414 Main office · Drive-through · ATM
- BCHS Branch 400 7Th St, Bay City, TX 77414
- Matagorda County Credit Union 3700 Avenue F, Bay City, TX 77414
Texas Dow Employees Credit Union
- TDECU-Bay City 4205 7Th St, Bay City, TX 77414 Drive-through · ATM
Matagorda County Credit Union
- Matagorda County Credit Union 3700 Avenue F, Bay City, TX 77414 Main office · Drive-through
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in Texas
- Houston 77
- San Antonio 21
- Austin 25
- El Paso 11
- Frisco 47
- Fort Worth 23
- Dallas 26
- Corpus Christi 14
- Beaumont 14
- Waco 19
- Amarillo 10
- Midland 12
- Odessa 8
- Tyler 12
- Texarkana 8
- Sugar Land 14
Every Texas city · All Texas credit unions
Questions people ask
How many credit unions are in Bay City, TX?
NCUA's branch file for Q2 2026 lists 5 credit union offices in Bay City, run by 3 credit unions, 2 of them headquartered in the city.
Which credit union has the most branches in Bay City?
Baycel Federal Credit Union, with 3 offices in Bay City. The largest credit union with an office here is Texas Dow Employees Credit Union, with $5.02 billion in assets.
Can I join a credit union in Bay City?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.