Charter 97111 · Vandalia, OH
Abbey Credit Union
Abbey Credit Union is a state-chartered credit union in Vandalia, Ohio, with $200 million in assets and 14,919 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.06%, above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Abbey Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $200 million
- +7.9% in a year
- Members
- 14,919
- +5.5% in a year
- Net worth ratio
- 8.06%
- Peer median 11.65%
- Loans 60+ days late
- 1.47%
- Peer median 0.70%
- Loans outstanding
- $161 million
- +9.7% in a year
- Shares and deposits
- $178 million
- +8.3% in a year
- Branches
- 4
- 58 employees
- Opened
- 1937
- Ohio charter
How Abbey Credit Union compares
NCUA groups credit unions by size; Abbey Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.06% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.47%, is higher than the group median of 0.70%. Loans grew 9.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 51 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $200 million | 14,919 | $161 million | 8.06% | 1.47% |
| Q1 2026 | $195 million | 14,786 | $162 million | 7.91% | 1.34% |
| Q4 2025 | $190 million | 14,547 | $159 million | 7.86% | 1.20% |
| Q3 2025 | $188 million | 14,392 | $153 million | 7.81% | 1.33% |
| Q2 2025 | $185 million | 14,144 | $147 million | 7.65% | 0.63% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 900,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Abbey Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Abbey Credit Union (main office)
800 Falls Creek Dr, Vandalia, OH 45377 - Abbey Credit Union Troy Branch
891 W Market St, Troy, OH 45373 - Abbey Credit Union - West Mitlon
1165 S Miami St, West Milton, OH 45383 - Abbey Credit Union - Tipp City
5129 S County Road 25A, Tipp City, OH 45371
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology