Charter 15619 · Fort Kent, ME
Acadia Federal Credit Union
Acadia Federal Credit Union is a federally chartered credit union in Fort Kent, Maine, with $413 million in assets and 18,676 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.08%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $413 million
- +6.9% in a year
- Members
- 18,676
- +4.5% in a year
- Net worth ratio
- 11.08%
- Peer median 11.65%
- Loans 60+ days late
- 1.12%
- Peer median 0.70%
- Loans outstanding
- $351 million
- +9.0% in a year
- Shares and deposits
- $359 million
- +5.1% in a year
- Branches
- 9
- 96 employees
- Opened
- 1963
- Federal charter
How Acadia Federal Credit Union compares
NCUA groups credit unions by size; Acadia Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.08% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.12%, is higher than the group median of 0.70%. Loans grew 9.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 11 of 48 credit unions headquartered in Maine. See all Maine credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $413 million | 18,676 | $351 million | 11.08% | 1.12% |
| Q1 2026 | $408 million | 18,300 | $336 million | 11.05% | 1.62% |
| Q4 2025 | $399 million | 18,163 | $336 million | 11.19% | 1.37% |
| Q3 2025 | $392 million | 18,099 | $331 million | 11.19% | 0.84% |
| Q2 2025 | $386 million | 17,864 | $322 million | 11.06% | 1.44% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 322,677 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for Acadia Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
9 E Main St, Fort Kent, ME 04743 - Madawaska Office
90 Main St, Madawaska, ME 04756 - St. Francis Office
907 Main St, Saint Francis, ME 04774 - St. Agatha Branch
315 Main St, Saint Agatha, ME 04772 - Ashland Office
131 Main St, Ashland, ME 04732 - Brewer Office
618 Wilson St, Brewer, ME 04412 - Webber Office
417 State St Ste 140, Bangor, ME 04401 - Broadway Office
713 Broadway, Bangor, ME 04401 - Operations Center
69 Pleasant St, Fort Kent, ME 04743 - Presque Isle Office
725 Main St, Presque Isle, ME 04769
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology