Charter 10794 · Presque Isle, ME
The County Federal Credit Union
The County Federal Credit Union is a federally chartered credit union in Presque Isle, Maine, with $530 million in assets and 33,128 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.73%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $530 million
- +8.4% in a year
- Members
- 33,128
- +5.5% in a year
- Net worth ratio
- 10.73%
- Peer median 10.79%
- Loans 60+ days late
- 0.58%
- Peer median 0.67%
- Loans outstanding
- $393 million
- +7.0% in a year
- Shares and deposits
- $469 million
- +8.7% in a year
- Branches
- 8
- 115 employees
- Opened
- 1956
- Federal charter
How The County Federal Credit Union compares
NCUA groups credit unions by size; The County Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.73% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.58%, is lower than the group median of 0.67%. Loans grew 7.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 7 of 48 credit unions headquartered in Maine. See all Maine credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $530 million | 33,128 | $393 million | 10.73% | 0.58% |
| Q1 2026 | $520 million | 32,258 | $366 million | 10.81% | 0.49% |
| Q4 2025 | $502 million | 31,923 | $370 million | 11.09% | 0.60% |
| Q3 2025 | $492 million | 31,744 | $374 million | 11.15% | 0.65% |
| Q2 2025 | $489 million | 31,404 | $367 million | 11.00% | 0.46% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 991,651 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for The County Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Presque Isle Branch
776 Main St, Presque Isle, ME 04769 - Fort Fairfield Branch
232 Main St, Fort Fairfield, ME 04742 - Corporate Office (main office)
110 Carmichael St, Presque Isle, ME 04769 - Houlton Branch
247 North St, Houlton, ME 04730 - Caribou Branch
82 Bennett Dr, Caribou, ME 04736 - Mars Hill Branch
1 Benjamin St, Mars Hill, ME 04758 - Bangor Branch
466 Main St, Bangor, ME 04401 - Howland Branch
16 Coffin St, Howland, ME 04448 - Old Town Branch
205 Main St, Old Town, ME 04468
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology