Charter 11144 · Lewiston, ME
Dirigo Federal Credit Union
Dirigo Federal Credit Union is a federally chartered credit union in Lewiston, Maine, with $498 million in assets and 28,690 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.13%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $498 million
- +7.2% in a year
- Members
- 28,690
- +2.7% in a year
- Net worth ratio
- 10.13%
- Peer median 11.65%
- Loans 60+ days late
- 0.93%
- Peer median 0.70%
- Loans outstanding
- $377 million
- +5.5% in a year
- Shares and deposits
- $444 million
- +7.3% in a year
- Branches
- 5
- 78 employees
- Opened
- 1956
- Federal charter
How Dirigo Federal Credit Union compares
NCUA groups credit unions by size; Dirigo Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.13% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.93%, is higher than the group median of 0.70%. Loans grew 5.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 8 of 48 credit unions headquartered in Maine. See all Maine credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $498 million | 28,690 | $377 million | 10.13% | 0.93% |
| Q1 2026 | $495 million | 28,620 | $374 million | 10.09% | 0.70% |
| Q4 2025 | $473 million | 28,431 | $374 million | 10.48% | 0.79% |
| Q3 2025 | $468 million | 28,247 | $366 million | 10.46% | 0.89% |
| Q2 2025 | $465 million | 27,943 | $357 million | 10.42% | 0.83% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Dirigo Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Street (main office)
391 Main St, Lewiston, ME 04240 - Auburn
20 Washington St N, Auburn, ME 04210 - Mechanic Falls
1 Lewiston St, Mechanic Falls, ME 04256 - South Paris
172 Pine St, South Paris, ME 04281 - Forrestal
26 Forrestal St, Lewiston, ME 04240 - Scarborough
424 Payne Rd, Scarborough, ME 04074
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology