Charter 63133 · Orono, ME
University Credit Union (Orono, ME)
University Credit Union is a state-chartered credit union in Orono, Maine, with $538 million in assets and 29,888 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.37%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $538 million
- +5.3% in a year
- Members
- 29,888
- -4.4% in a year
- Net worth ratio
- 9.37%
- Peer median 10.79%
- Loans 60+ days late
- 0.61%
- Peer median 0.67%
- Loans outstanding
- $410 million
- +2.9% in a year
- Shares and deposits
- $409 million
- +2.5% in a year
- Branches
- 10
- 108 employees
- Opened
- 1967
- Maine charter
How University Credit Union compares
NCUA groups credit unions by size; University Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.37% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.61%, is lower than the group median of 0.67%. Loans grew 2.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 6 of 48 credit unions headquartered in Maine. See all Maine credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $538 million | 29,888 | $410 million | 9.37% | 0.61% |
| Q1 2026 | $530 million | 31,058 | $405 million | 9.37% | 0.28% |
| Q4 2025 | $527 million | 31,566 | $410 million | 9.30% | 0.39% |
| Q3 2025 | $518 million | 31,600 | $405 million | 9.35% | 0.49% |
| Q2 2025 | $511 million | 31,252 | $398 million | 9.33% | 0.30% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 994,546 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for University Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Bangor
977 Union St, Bangor, ME 04401 - Congress Steet
1390 Congress St, Portland, ME 04102 - Farmington
154 High St, Farmington, ME 04938 - Presque Isle
181 Main St, Presque Isle, ME 04769 - Memorial Union, U of M Campus, Orono
5748 Memorial Un, Orono, ME 04469 - Gorham Campus
37 College Ave, Gorham, ME 04038 - 15 Main (main office)
15 Main St, Orono, ME 04473 - Augusta
67 Sewall St, Augusta, ME 04330 - Machias
Powers Hall, Machias, ME 04654 - Saco
4 Community Dr, Saco, ME 04072
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology