Charter 63377 · Augusta, ME
Maine State Credit Union
Maine State Credit Union is a state-chartered credit union in Augusta, Maine, with $806 million in assets and 37,842 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.78%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $806 million
- +7.1% in a year
- Members
- 37,842
- +2.3% in a year
- Net worth ratio
- 9.78%
- Peer median 10.79%
- Loans 60+ days late
- 0.79%
- Peer median 0.67%
- Loans outstanding
- $610 million
- +16.4% in a year
- Shares and deposits
- $696 million
- +4.3% in a year
- Branches
- 5
- 152 employees
- Opened
- 1935
- Maine charter
How Maine State Credit Union compares
NCUA groups credit unions by size; Maine State Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.78% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.79%, is higher than the group median of 0.67%. Loans grew 16.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 3 of 48 credit unions headquartered in Maine. See all Maine credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $806 million | 37,842 | $610 million | 9.78% | 0.79% |
| Q1 2026 | $788 million | 37,537 | $591 million | 9.92% | 0.82% |
| Q4 2025 | $779 million | 37,275 | $571 million | 9.98% | 1.14% |
| Q3 2025 | $753 million | 37,266 | $552 million | 10.32% | 1.26% |
| Q2 2025 | $752 million | 36,985 | $524 million | 10.22% | 1.26% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 735,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Maine State Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Capitol Street (main office)
200 Capitol St, Augusta, ME 04330 - East Side
162 Hospital St, Augusta, ME 04330 - Waterville Branch
81 Grove St, Waterville, ME 04901 - Gray Branch
25 Portland Rd, Gray, ME 04039 - Rockland Branch
168 Camden St, Rockland, ME 04841
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology