Charter 8486 · South Portland, ME
Town & Country Federal Credit Union
Town & Country Federal Credit Union is a federally chartered credit union in South Portland, Maine, with $621 million in assets and 38,666 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.49%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $621 million
- +0.9% in a year
- Members
- 38,666
- -0.7% in a year
- Net worth ratio
- 8.49%
- Peer median 10.79%
- Loans 60+ days late
- 0.35%
- Peer median 0.67%
- Loans outstanding
- $477 million
- +0.6% in a year
- Shares and deposits
- $524 million
- +2.4% in a year
- Branches
- 6
- 126 employees
- Opened
- 1953
- Federal charter
How Town & Country Federal Credit Union compares
NCUA groups credit unions by size; Town & Country Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.49% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.35%, is lower than the group median of 0.67%. Loans grew 0.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 5 of 48 credit unions headquartered in Maine. See all Maine credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $621 million | 38,666 | $477 million | 8.49% | 0.35% |
| Q1 2026 | $628 million | 38,593 | $476 million | 8.34% | 0.18% |
| Q4 2025 | $624 million | 38,593 | $478 million | 8.31% | 0.30% |
| Q3 2025 | $611 million | 38,818 | $475 million | 8.34% | 0.33% |
| Q2 2025 | $616 million | 38,937 | $474 million | 8.14% | 0.32% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 515,063 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Town & Country Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Street Branch
557 Main St, South Portland, ME 04106 - Northgate Branch
3 Auburn St, Portland, ME 04103 - Millcreek Branch
170 Ocean St, South Portland, ME 04106 - Scarborough Branch
257 Us Route 1, Scarborough, ME 04074 - Saco Branch
52 Elm St, Saco, ME 04072 - Forest Avenue Branch
426 Forest Ave, Portland, ME 04101 - Scarborough Operations Center (main office)
32 Little Dolphin Drive, Scarborough, ME 04074
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology