Charter 9500 · Falmouth, ME
Cumberland County Federal Credit Union
Cumberland County Federal Credit Union is a federally chartered credit union in Falmouth, Maine, with $494 million in assets and 22,236 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.10%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $494 million
- +5.7% in a year
- Members
- 22,236
- +0.1% in a year
- Net worth ratio
- 10.10%
- Peer median 11.65%
- Loans 60+ days late
- 0.90%
- Peer median 0.70%
- Loans outstanding
- $279 million
- +7.0% in a year
- Shares and deposits
- $441 million
- +5.5% in a year
- Branches
- 7
- 64 employees
- Opened
- 1954
- Federal charter
How Cumberland County Federal Credit Union compares
NCUA groups credit unions by size; Cumberland County Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.10% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.90%, is higher than the group median of 0.70%. Loans grew 7.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 9 of 48 credit unions headquartered in Maine. See all Maine credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $494 million | 22,236 | $279 million | 10.10% | 0.90% |
| Q1 2026 | $488 million | 22,101 | $269 million | 9.96% | 0.88% |
| Q4 2025 | $480 million | 21,961 | $269 million | 9.88% | 1.46% |
| Q3 2025 | $477 million | 22,310 | $270 million | 9.65% | 0.88% |
| Q2 2025 | $467 million | 22,205 | $261 million | 9.60% | 1.11% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 999,208 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Cumberland County Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Portland
1345 Washington Ave, Portland, ME 04103 - Windham
808 Roosevelt Trl, Windham, ME 04062 - Gray
43 Lewiston Rd, Gray, ME 04039 - Falmouth (main office)
101 Gray Rd, Falmouth, ME 04105 - Cumberland County FCU
43 Lewiston Rd, Gray, ME 04039 - Westbrook
150 Main St, Westbrook, ME 04092 - Yarmouth
808 Route 1, Yarmouth, ME 04096
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology