Charter 14565 · Hampden, ME
Maine Savings Federal Credit Union
Maine Savings Federal Credit Union is a federally chartered credit union in Hampden, Maine, with $858 million in assets and 43,279 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 7.91%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $858 million
- +5.1% in a year
- Members
- 43,279
- +2.5% in a year
- Net worth ratio
- 7.91%
- Peer median 10.79%
- Loans 60+ days late
- 1.69%
- Peer median 0.67%
- Loans outstanding
- $647 million
- -1.6% in a year
- Shares and deposits
- $764 million
- +4.8% in a year
- Branches
- 12
- 183 employees
- Opened
- 1961
- Federal charter
How Maine Savings Federal Credit Union compares
NCUA groups credit unions by size; Maine Savings Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 7.91% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.69%, is higher than the group median of 0.67%. Loans fell 1.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 48 credit unions headquartered in Maine. See all Maine credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $858 million | 43,279 | $647 million | 7.91% | 1.69% |
| Q1 2026 | $852 million | 42,905 | $656 million | 7.76% | 0.99% |
| Q4 2025 | $846 million | 42,588 | $662 million | 7.72% | 1.23% |
| Q3 2025 | $838 million | 42,637 | $663 million | 7.65% | 1.56% |
| Q2 2025 | $816 million | 42,223 | $658 million | 7.68% | 1.19% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 150,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 12 sites for Maine Savings Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Hampden (main office)
101 Western Ave, Hampden, ME 04444 - Bangor, Hammond St
868 Hammond St, Bangor, ME 04401 - Bangor, Broadway
671 Broadway, Bangor, ME 04401 - Brewer
Twin City Plaza, Brewer, ME 04412 - Milo
122 Park St, Milo, ME 04463 - Corinth
500 Main St, Corinth, ME 04427 - Ellsworth
25 Resort Way, Ellsworth, ME 04605 - Jackson Laboratory
600 Main St, Bar Harbor, ME 04609 - Vassalboro
912 Main St, Vassalboro, ME 04989 - Old Town/College Ave
1002 Stillwater Ave, Old Town, ME 04468 - Portland, Forest Ave
883 Forest Ave, Portland, ME 04103 - Stillwater
878 Stillwater Ave Ste D, Bangor, ME 04401
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology