Charter 68707 · Mentor, OH
Cardinal Credit Union, Inc.
Cardinal Credit Union, Inc. is a state-chartered credit union in Mentor, Ohio, with $366 million in assets and 24,257 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.00%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $366 million
- +9.2% in a year
- Members
- 24,257
- +1.9% in a year
- Net worth ratio
- 10.00%
- Peer median 11.65%
- Loans 60+ days late
- 1.11%
- Peer median 0.70%
- Loans outstanding
- $275 million
- +9.1% in a year
- Shares and deposits
- $326 million
- +9.9% in a year
- Branches
- 13
- 76 employees
- Opened
- 0
- Ohio charter
How Cardinal Credit Union, Inc. compares
NCUA groups credit unions by size; Cardinal Credit Union, Inc. is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.00% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.11%, is higher than the group median of 0.70%. Loans grew 9.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 27 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $366 million | 24,257 | $275 million | 10.00% | 1.11% |
| Q1 2026 | $354 million | 23,771 | $263 million | 10.18% | 0.78% |
| Q4 2025 | $358 million | 23,316 | $259 million | 10.04% | 0.86% |
| Q3 2025 | $336 million | 23,304 | $249 million | 10.70% | 1.05% |
| Q2 2025 | $335 million | 23,805 | $252 million | 10.69% | 0.74% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 500,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 13 sites for Cardinal Credit Union, Inc.. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
8500 Westport Dr, Mentor, OH 44060 - Ashtabula Branch
625 Lake Ave, Ashtabula, OH 44004 - Willoughby Branch
37203 Euclid Ave, Willoughby, OH 44094 - Lake Catholic High School
6733 Reynolds Rd, Mentor, OH 44060 - Lakeland Community College
7700 Clocktower Dr Bldg A, Kirtland, OH 44094 - Notre Dame Cathedral Latin High School
13000 Auburn Rd, Chardon, OH 44024 - Canfield Branch
6458 S Raccoon Rd Unit 1, Canfield, OH 44406 - Mayfield Branch
1220 Som Center Rd Unit A, Cleveland, OH 44124 - Eastlake North High School
34041 Stevens Blvd, Eastlake, OH 44095 - Mentor High School
6477 Center St, Mentor, OH 44060 - Willoughby South High School
4900 Shankland Rd, Willoughby, OH 44094 - Mentor Ave
8870 Mentor Ave, Mentor, OH 44060 - Legacy Noteworthy Branch
1900 Superior Ave, Cleveland, OH 44114
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology