Charter 13476 · Spartanburg, SC
Carolina Foothills Federal Credit Union
Carolina Foothills Federal Credit Union is a federally chartered credit union in Spartanburg, South Carolina, with $224 million in assets and 19,427 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.02%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $224 million
- +10.2% in a year
- Members
- 19,427
- -0.8% in a year
- Net worth ratio
- 12.02%
- Peer median 11.65%
- Loans 60+ days late
- 1.30%
- Peer median 0.70%
- Loans outstanding
- $159 million
- +5.6% in a year
- Shares and deposits
- $189 million
- +7.9% in a year
- Branches
- 7
- 63 employees
- Opened
- 1960
- Federal charter
How Carolina Foothills Federal Credit Union compares
NCUA groups credit unions by size; Carolina Foothills Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.02% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.30%, is higher than the group median of 0.70%. Loans grew 5.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 17 of 45 credit unions headquartered in South Carolina. See all South Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $224 million | 19,427 | $159 million | 12.02% | 1.30% |
| Q1 2026 | $220 million | 19,389 | $158 million | 12.28% | 1.04% |
| Q4 2025 | $218 million | 19,367 | $157 million | 11.74% | 1.09% |
| Q3 2025 | $211 million | 19,619 | $155 million | 11.92% | 1.35% |
| Q2 2025 | $203 million | 19,587 | $151 million | 12.35% | 1.03% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 105,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Carolina Foothills Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Spartanburg
520 N Church St, Spartanburg, SC 29303 - Greenville
1609 E North St, Greenville, SC 29607 - John B White
1540 John B White Sr Blvd, Spartanburg, SC 29301 - Gaffney
760 Hyatt St, Gaffney, SC 29341 - Commonwealth
280 Commonwealth Dr, Greenville, SC 29615 - Mauldin
107 Ashmore Bridge Rd, Mauldin, SC 29662 - New John B White (main office)
1450 John B White Sr Blvd, Spartanburg, SC 29306 - Symitar
8985 Balboa Ave, San Diego, CA 92123
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology