Charter 5852 · Independence, OH
Century Federal Credit Union
Century Federal Credit Union is a federally chartered credit union in Independence, Ohio, with $470 million in assets and 29,029 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.89%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $470 million
- +5.6% in a year
- Members
- 29,029
- -0.6% in a year
- Net worth ratio
- 10.89%
- Peer median 11.65%
- Loans 60+ days late
- 0.63%
- Peer median 0.70%
- Loans outstanding
- $339 million
- +8.9% in a year
- Shares and deposits
- $414 million
- +3.5% in a year
- Branches
- 8
- 85 employees
- Opened
- 1948
- Federal charter
How Century Federal Credit Union compares
NCUA groups credit unions by size; Century Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.89% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.63%, is lower than the group median of 0.70%. Loans grew 8.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 23 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $470 million | 29,029 | $339 million | 10.89% | 0.63% |
| Q1 2026 | $475 million | 29,136 | $331 million | 10.79% | 0.59% |
| Q4 2025 | $469 million | 29,193 | $324 million | 10.74% | 0.87% |
| Q3 2025 | $468 million | 29,976 | $325 million | 10.65% | 0.65% |
| Q2 2025 | $445 million | 29,206 | $312 million | 10.78% | 0.46% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Century Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- North Olmsted Branch
28251 Lorain Rd, North Olmsted, OH 44070 - NASA Branch (Employee Access Only)
21000 Brookpark Rd, Cleveland, OH 44135 - Richmond Branch
754 Richmond Rd, Richmond Heights, OH 44143 - Independence Branch
4600 Rockside Rd, Independence, OH 44131 - Strongsville Branch
14244 Pearl Rd, Strongsville, OH 44136 - Independence Main Office (main office)
4600 Rockside Rd, Independence, OH 44131 - Westlake Branch
2207 Crocker Rd Ste D, Westlake, OH 44145 - Uptown Branch
11601 Euclid Ave Ste B, Cleveland, OH 44106
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology