Charter 66840 · Dayton, OH
Code Credit Union
Code Credit Union is a state-chartered credit union in Dayton, Ohio, with $176 million in assets and 13,186 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.11%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $176 million
- +1.6% in a year
- Members
- 13,186
- +0.1% in a year
- Net worth ratio
- 12.11%
- Peer median 11.65%
- Loans 60+ days late
- 0.98%
- Peer median 0.70%
- Loans outstanding
- $103 million
- -0.7% in a year
- Shares and deposits
- $154 million
- +1.4% in a year
- Branches
- 4
- 30 employees
- Opened
- 1940
- Ohio charter
How Code Credit Union compares
NCUA groups credit unions by size; Code Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.11% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.98%, is higher than the group median of 0.70%. Loans fell 0.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 54 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $176 million | 13,186 | $103 million | 12.11% | 0.98% |
| Q1 2026 | $177 million | 13,095 | $101 million | 11.96% | 0.75% |
| Q4 2025 | $175 million | 13,127 | $102 million | 11.82% | 0.83% |
| Q3 2025 | $172 million | 13,100 | $104 million | 12.17% | 1.65% |
| Q2 2025 | $173 million | 13,174 | $104 million | 11.89% | 1.68% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 32,965 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Code Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Dayton
355 W Monument Ave, Dayton, OH 45402 - Englewood
415 W National Rd, Englewood, OH 45322 - Northmont High School Student Run Credit Union
4916 National Rd, Clayton, OH 45315 - Administrative Office (main office)
285 Liberty St, Dayton, OH 45402 - Stebbins High School Student Run Credit Union
1900 Harshman Rd, Dayton, OH 45424
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology