Charter 95008 · Elyria, OH
Community Star Credit Union
Community Star Credit Union is a state-chartered credit union in Elyria, Ohio, with $103 million in assets and 7,669 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.73%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Community Star Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $103 million
- +1.5% in a year
- Members
- 7,669
- -2.8% in a year
- Net worth ratio
- 9.73%
- Peer median 11.65%
- Loans 60+ days late
- 0.55%
- Peer median 0.70%
- Loans outstanding
- $68.3 million
- -0.9% in a year
- Shares and deposits
- $90.7 million
- +2.3% in a year
- Branches
- 2
- 28 employees
- Opened
- 1938
- Ohio charter
How Community Star Credit Union compares
NCUA groups credit unions by size; Community Star Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.73% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.55%, is lower than the group median of 0.70%. Loans fell 0.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 76 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $103 million | 7,669 | $68.3 million | 9.73% | 0.55% |
| Q1 2026 | $103 million | 7,732 | $66.9 million | 9.58% | 0.45% |
| Q4 2025 | $102 million | 7,780 | $68.0 million | 9.37% | 0.81% |
| Q3 2025 | $101 million | 7,855 | $69.1 million | 9.49% | 0.56% |
| Q2 2025 | $101 million | 7,892 | $68.9 million | 9.09% | 0.67% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 530,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Community Star Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
832 Cleveland St, Elyria, OH 44035 - Lorain Office
5609 W Erie Ave, Lorain, OH 44053
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology