Charter 68447 · Columbus, OH
Education First Credit Union, Inc.
Education First Credit Union, Inc. is a state-chartered credit union in Columbus, Ohio, with $146 million in assets and 12,041 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.00%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $146 million
- -1.8% in a year
- Members
- 12,041
- -2.1% in a year
- Net worth ratio
- 10.00%
- Peer median 11.65%
- Loans 60+ days late
- 2.13%
- Peer median 0.70%
- Loans outstanding
- $104 million
- +1.5% in a year
- Shares and deposits
- $126 million
- -3.9% in a year
- Branches
- 3
- 37 employees
- Opened
- 1936
- Ohio charter
How Education First Credit Union, Inc. compares
NCUA groups credit unions by size; Education First Credit Union, Inc. is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.00% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 2.13%, is higher than the group median of 0.70%. Loans grew 1.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 63 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $146 million | 12,041 | $104 million | 10.00% | 2.13% |
| Q1 2026 | $149 million | 12,087 | $104 million | 9.56% | 1.97% |
| Q4 2025 | $147 million | 12,154 | $103 million | 9.34% | 1.43% |
| Q3 2025 | $147 million | 12,217 | $103 million | 9.19% | 1.56% |
| Q2 2025 | $148 million | 12,303 | $102 million | 9.01% | 1.89% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.1 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Education First Credit Union, Inc.. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Columbus Branch / Corporate HQ (main office)
510 E Mound St, Columbus, OH 43215 - Reynoldsburg Branch
5950 Carnaby Way, Columbus, OH 43213 - Reynoldsburg HS Student-Run Branch
6699 E Livingston Ave, Reynoldsburg, OH 43068
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology