Charter 5370 · Fremont, OH
Fremont Federal Credit Union
Fremont Federal Credit Union is a federally chartered credit union in Fremont, Ohio, with $391 million in assets and 23,038 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.67%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $391 million
- +9.7% in a year
- Members
- 23,038
- +5.6% in a year
- Net worth ratio
- 12.67%
- Peer median 11.65%
- Loans 60+ days late
- 0.86%
- Peer median 0.70%
- Loans outstanding
- $265 million
- +10.1% in a year
- Shares and deposits
- $335 million
- +9.0% in a year
- Branches
- 8
- 93 employees
- Opened
- 1946
- Federal charter
How Fremont Federal Credit Union compares
NCUA groups credit unions by size; Fremont Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.67% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.86%, is higher than the group median of 0.70%. Loans grew 10.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 26 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $391 million | 23,038 | $265 million | 12.67% | 0.86% |
| Q1 2026 | $386 million | 22,690 | $253 million | 12.56% | 0.49% |
| Q4 2025 | $378 million | 22,368 | $256 million | 12.60% | 0.74% |
| Q3 2025 | $361 million | 22,167 | $247 million | 13.05% | 0.69% |
| Q2 2025 | $357 million | 21,822 | $240 million | 12.91% | 0.57% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 835,500 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Fremont Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
315 Croghan St, Fremont, OH 43420 - West Office
2374 W State St, Fremont, OH 43420 - East Office
1457 E State St, Fremont, OH 43420 - Woodville Office
801 W Main St, Woodville, OH 43469 - Operation Center
321 W State St, Fremont, OH 43420 - Clyde Office
1027 E Mcpherson Hwy, Clyde, OH 43410 - Port Clinton
2856 E Harbor Rd, Port Clinton, OH 43452 - Bowling Green Office
1200 N Main St, Bowling Green, OH 43402
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology