Charter 60791 · Georgetown, SC
Georgetown Kraft Credit Union
Georgetown Kraft Credit Union is a state-chartered credit union in Georgetown, South Carolina, with $192 million in assets and 18,425 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 18.67%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $192 million
- +1.7% in a year
- Members
- 18,425
- +8.5% in a year
- Net worth ratio
- 18.67%
- Peer median 11.65%
- Loans 60+ days late
- 0.95%
- Peer median 0.70%
- Loans outstanding
- $110 million
- -1.6% in a year
- Shares and deposits
- $155 million
- +0.7% in a year
- Branches
- 5
- 76 employees
- Opened
- 1952
- South Carolina charter
How Georgetown Kraft Credit Union compares
NCUA groups credit unions by size; Georgetown Kraft Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 18.67% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.95%, is higher than the group median of 0.70%. Loans fell 1.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 18 of 45 credit unions headquartered in South Carolina. See all South Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $192 million | 18,425 | $110 million | 18.67% | 0.95% |
| Q1 2026 | $194 million | 18,296 | $110 million | 18.04% | 0.96% |
| Q4 2025 | $188 million | 18,224 | $110 million | 18.23% | 0.96% |
| Q3 2025 | $187 million | 17,191 | $111 million | 17.96% | 0.90% |
| Q2 2025 | $189 million | 16,984 | $111 million | 17.46% | 1.09% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 95,900 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Georgetown Kraft Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Georgetown - Bourne St.
1530 Bourne St, Georgetown, SC 29440 - Andrews
103 S Morgan Ave, Andrews, SC 29510 - Kingstree
488 Nelson Blvd, Kingstree, SC 29556 - Pawleys Island
49 Jetty Dr, Pawleys Island, SC 29585 - Georgetown - N. Fraser St. (main office)
1379 N Fraser St, Georgetown, SC 29440 - Vital Records Site
100 Galleria Officentre, Southfield, MI 48034
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology