Charter 61089 · Chillicothe, OH
Homeland Credit Union
Homeland Credit Union is a state-chartered credit union in Chillicothe, Ohio, with $624 million in assets and 25,697 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.79%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as 38376PJ92, 3140JA2P2, 3138MFRK5, 3138ETGG5, 3138ETDF0, 3138EPM27, 31326FZA9, 3128JPZ78, 31288QE48.
- Total assets
- $624 million
- +4.8% in a year
- Members
- 25,697
- +5.7% in a year
- Net worth ratio
- 15.79%
- Peer median 10.79%
- Loans 60+ days late
- 1.10%
- Peer median 0.67%
- Loans outstanding
- $167 million
- -5.2% in a year
- Shares and deposits
- $547 million
- +3.9% in a year
- Branches
- 5
- 89 employees
- Opened
- 1932
- Ohio charter
How Homeland Credit Union compares
NCUA groups credit unions by size; Homeland Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 15.79% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.10%, is higher than the group median of 0.67%. Loans fell 5.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 17 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $624 million | 25,697 | $167 million | 15.79% | 1.10% |
| Q1 2026 | $620 million | 23,854 | $166 million | 15.69% | 1.22% |
| Q4 2025 | $618 million | 24,106 | $170 million | 15.52% | 1.00% |
| Q3 2025 | $606 million | 24,322 | $175 million | 15.74% | 0.83% |
| Q2 2025 | $596 million | 24,322 | $176 million | 15.87% | 0.94% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 484,980 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Homeland Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Caldwell (main office)
310 Caldwell St, Chillicothe, OH 45601 - Shawnee
25 Consumer Center Dr, Chillicothe, OH 45601 - Circleville
24061 Us Highway 23 S, Circleville, OH 43113 - Greenfield
1195 N 5Th St, Greenfield, OH 45123 - Waverly
801 W Emmitt Ave, Waverly, OH 45690
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology