Charter 97104 · Springfield, OH
Ih Credit Union, Inc.
Ih Credit Union, Inc. is a state-chartered credit union in Springfield, Ohio, with $363 million in assets and 18,267 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 16.04%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Ih Credit Union, Inc. as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $363 million
- +1.5% in a year
- Members
- 18,267
- -11.6% in a year
- Net worth ratio
- 16.04%
- Peer median 11.65%
- Loans 60+ days late
- 1.70%
- Peer median 0.70%
- Loans outstanding
- $207 million
- -2.1% in a year
- Shares and deposits
- $274 million
- +0.5% in a year
- Branches
- 5
- 63 employees
- Opened
- 1934
- Ohio charter
How Ih Credit Union, Inc. compares
NCUA groups credit unions by size; Ih Credit Union, Inc. is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 16.04% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.70%, is higher than the group median of 0.70%. Loans fell 2.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 28 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $363 million | 18,267 | $207 million | 16.04% | 1.70% |
| Q1 2026 | $359 million | 18,531 | $203 million | 15.85% | 1.84% |
| Q4 2025 | $356 million | 20,040 | $206 million | 15.88% | 2.02% |
| Q3 2025 | $359 million | 20,306 | $210 million | 15.73% | 1.78% |
| Q2 2025 | $357 million | 20,657 | $212 million | 15.87% | 1.77% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 755,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Ih Credit Union, Inc.. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- IH Credit Union (main office)
5000 Urbana Rd, Springfield, OH 45502 - Leffel Lane Branch
299 E Leffel Ln, Springfield, OH 45505 - branch office
731 Scioto St, Urbana, OH 43078 - 1st Street Branch
1427 W 1St St, Springfield, OH 45504 - Fairfield Rd branch
1464 N Fairfield Rd, Beavercreek, OH 45432
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology