Charter 68150 · Clyde, OH
Impact Credit Union, Inc.
Impact Credit Union, Inc. is a state-chartered credit union in Clyde, Ohio, with $206 million in assets and 14,262 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.86%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $206 million
- +5.7% in a year
- Members
- 14,262
- +0.0% in a year
- Net worth ratio
- 8.86%
- Peer median 11.65%
- Loans 60+ days late
- 0.43%
- Peer median 0.70%
- Loans outstanding
- $125 million
- +1.1% in a year
- Shares and deposits
- $186 million
- +5.9% in a year
- Branches
- 5
- 53 employees
- Opened
- 1994
- Ohio charter
How Impact Credit Union, Inc. compares
NCUA groups credit unions by size; Impact Credit Union, Inc. is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.86% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.43%, is lower than the group median of 0.70%. Loans grew 1.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 48 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $206 million | 14,262 | $125 million | 8.86% | 0.43% |
| Q1 2026 | $208 million | 14,160 | $124 million | 8.71% | 0.33% |
| Q4 2025 | $201 million | 14,146 | $121 million | 8.92% | 0.28% |
| Q3 2025 | $200 million | 14,217 | $123 million | 8.84% | 0.87% |
| Q2 2025 | $195 million | 14,262 | $124 million | 8.95% | 0.11% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 363,232 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Impact Credit Union, Inc.. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Impact Credit Union (main office)
1455 W Mcpherson Hwy, Clyde, OH 43410 - Impact Credit Union North Office
11814 Townsip Road 100, Findlay, OH 45840 - Impact Credit Union East Office
14901 E State Route 12, Findlay, OH 45840 - Impact Credit Union Tiffin Office
435 W Market St, Tiffin, OH 44883 - Impact Credit Union Fremont Office
1466 Oak Harbor Rd, Fremont, OH 43420
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology