Charter 63595 · Durham, NC
Mount Vernon Baptist Church Credit Union
Mount Vernon Baptist Church Credit Union is a state-chartered credit union in Durham, North Carolina, with $153 thousand in assets and 209 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 37.73%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $153 thousand
- +10.0% in a year
- Members
- 209
- +1.5% in a year
- Net worth ratio
- 37.73%
- Peer median 19.32%
- Loans 60+ days late
- 0.00%
- Peer median 0.66%
- Loans outstanding
- $7 thousand
- -32.4% in a year
- Shares and deposits
- $95 thousand
- +6.2% in a year
- Branches
- 1
- 0 employees
- Opened
- 1948
- North Carolina charter
How Mount Vernon Baptist Church Credit Union compares
NCUA groups credit unions by size; Mount Vernon Baptist Church Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 37.73% is higher than that group's median of 19.32%, and its share of loans 60 or more days past due, 0.00%, is lower than the group median of 0.66%. Loans fell 32.4% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 57 of 57 credit unions headquartered in North Carolina. See all North Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $153 thousand | 209 | $7 thousand | 37.73% | 0.00% |
| Q1 2026 | $147 thousand | 280 | $9 thousand | 36.18% | 3.08% |
| Q4 2025 | $145 thousand | 280 | $8 thousand | 36.36% | 41.86% |
| Q3 2025 | $140 thousand | 206 | $9 thousand | 36.32% | 4.52% |
| Q2 2025 | $139 thousand | 206 | $10 thousand | 35.32% | 3.78% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 220 potential members. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for Mount Vernon Baptist Church Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MVBC Education Bldg. (main office)
1007 S Roxboro St, Durham, NC 27707
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology