Charter 22520 · Greenville, SC
Mtc Federal Credit Union
Mtc Federal Credit Union is a federally chartered credit union in Greenville, South Carolina, with $303 million in assets and 16,069 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.73%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $303 million
- +7.6% in a year
- Members
- 16,069
- -0.3% in a year
- Net worth ratio
- 12.73%
- Peer median 11.65%
- Loans 60+ days late
- 0.90%
- Peer median 0.70%
- Loans outstanding
- $200 million
- +17.3% in a year
- Shares and deposits
- $259 million
- +10.8% in a year
- Branches
- 9
- 85 employees
- Opened
- 1976
- Federal charter
How Mtc Federal Credit Union compares
NCUA groups credit unions by size; Mtc Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.73% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.90%, is higher than the group median of 0.70%. Loans grew 17.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 15 of 45 credit unions headquartered in South Carolina. See all South Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $303 million | 16,069 | $200 million | 12.73% | 0.90% |
| Q1 2026 | $300 million | 15,990 | $193 million | 12.82% | 0.92% |
| Q4 2025 | $295 million | 16,053 | $188 million | 13.02% | 0.93% |
| Q3 2025 | $278 million | 16,102 | $180 million | 13.80% | 1.14% |
| Q2 2025 | $281 million | 16,123 | $170 million | 13.54% | 1.16% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 991,163 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Mtc Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Pelham Rd
2A The Pkwy, Greenville, SC 29615 - US3
1785 New Cut Rd, Spartanburg, SC 29303 - US5
2420 Two Notch Rd, Lexington, SC 29072 - ARD2
2001 12Th Ave Nw, Ardmore, OK 73401 - US2
6301 Highway 76, Sandy Springs, SC 29677 - US4
3792 Mance Newton Rd Ste 2, Midland City, AL 36350 - US0
517C Michelin Rd, Greenville, SC 29605 - Brookfield (main office)
201 Brookfield Pkwy, Greenville, SC 29607 - Woodruff Road
2000 Woodruff Rd, Greenville, SC 29607
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology