Charter 96755 · Middletown, OH
Myusa Credit Union
Myusa Credit Union is a state-chartered credit union in Middletown, Ohio, with $351 million in assets and 18,152 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.20%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Myusa Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
Also does business as MidUSA Credit Union.
- Total assets
- $351 million
- +2.2% in a year
- Members
- 18,152
- -3.6% in a year
- Net worth ratio
- 14.20%
- Peer median 11.65%
- Loans 60+ days late
- 2.34%
- Peer median 0.70%
- Loans outstanding
- $174 million
- -4.4% in a year
- Shares and deposits
- $277 million
- -5.4% in a year
- Branches
- 8
- 69 employees
- Opened
- 0
- Ohio charter
How Myusa Credit Union compares
NCUA groups credit unions by size; Myusa Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 14.20% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 2.34%, is higher than the group median of 0.70%. Loans fell 4.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 31 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $351 million | 18,152 | $174 million | 14.20% | 2.34% |
| Q1 2026 | $356 million | 18,337 | $173 million | 13.95% | 0.66% |
| Q4 2025 | $338 million | 18,429 | $176 million | 14.50% | 0.54% |
| Q3 2025 | $338 million | 18,668 | $179 million | 14.27% | 1.60% |
| Q2 2025 | $343 million | 18,823 | $182 million | 13.73% | 1.73% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.6 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Myusa Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Plaza (main office)
3600 Towne Blvd, Middletown, OH 45005 - Crawford
1201 Crawford St, Middletown, OH 45044 - Trenton
933 W State St, Trenton, OH 45067 - Kettering
21 W Dorothy Ln, Kettering, OH 45429 - Vandalia
536 W National Rd, Vandalia, OH 45377 - Moraine
3115 S Dixie Dr, Moraine, OH 45439 - Reynolds and Reynolds
1 Reynolds Way, Kettering, OH 45430 - Springfield
1620 Upper Valley Pike, Springfield, OH 45504
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology