Charter 9208 · Garfield Hts, OH
Oc Federal Credit Union
Oc Federal Credit Union is a federally chartered credit union in Garfield Hts, Ohio, with $315 million in assets and 14,318 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.50%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $315 million
- +9.3% in a year
- Members
- 14,318
- +4.6% in a year
- Net worth ratio
- 13.50%
- Peer median 11.65%
- Loans 60+ days late
- 0.17%
- Peer median 0.70%
- Loans outstanding
- $229 million
- +13.4% in a year
- Shares and deposits
- $251 million
- +9.2% in a year
- Branches
- 5
- 65 employees
- Opened
- 1954
- Federal charter
How Oc Federal Credit Union compares
NCUA groups credit unions by size; Oc Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.50% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.17%, is lower than the group median of 0.70%. Loans grew 13.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 35 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $315 million | 14,318 | $229 million | 13.50% | 0.17% |
| Q1 2026 | $311 million | 14,084 | $217 million | 13.42% | 0.26% |
| Q4 2025 | $306 million | 13,927 | $212 million | 13.40% | 0.07% |
| Q3 2025 | $300 million | 13,849 | $206 million | 13.22% | 0.11% |
| Q2 2025 | $288 million | 13,688 | $202 million | 13.24% | 0.04% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.2 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Oc Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Garfield Hts (main office)
13623 Rockside Rd, Garfield Hts, OH 44125 - Macedonia
8600 Alexandria Dr, Macedonia, OH 44056 - Akron
2720 S Arlington Rd, Coventry Township, OH 44312 - Strongsville
16488 Pearl Rd, Strongsville, OH 44136 - North Canton
210 Applegrove St Sw, North Canton, OH 44720
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology