Charter 95107 · Cleveland, OH
Ohio Educational Credit Union
Ohio Educational Credit Union is a state-chartered credit union in Cleveland, Ohio, with $157 million in assets and 14,644 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.36%, above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Ohio Educational Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $157 million
- +1.5% in a year
- Members
- 14,644
- -1.9% in a year
- Net worth ratio
- 8.36%
- Peer median 11.65%
- Loans 60+ days late
- 0.18%
- Peer median 0.70%
- Loans outstanding
- $108 million
- +1.2% in a year
- Shares and deposits
- $141 million
- +1.2% in a year
- Branches
- 4
- 42 employees
- Opened
- 1900
- Ohio charter
How Ohio Educational Credit Union compares
NCUA groups credit unions by size; Ohio Educational Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.36% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.18%, is lower than the group median of 0.70%. Loans grew 1.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 60 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $157 million | 14,644 | $108 million | 8.36% | 0.18% |
| Q1 2026 | $158 million | 14,709 | $107 million | 8.10% | 0.09% |
| Q4 2025 | $155 million | 14,808 | $109 million | 8.21% | 0.13% |
| Q3 2025 | $154 million | 15,033 | $112 million | 8.10% | 0.11% |
| Q2 2025 | $154 million | 14,933 | $107 million | 7.92% | 0.10% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 50,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Ohio Educational Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Lakewood
17526 Madison Ave, Lakewood, OH 44107 - Oberlin
55 E College St, Oberlin, OH 44074 - Zanesville
905 Zane St Ste 1, Zanesville, OH 43701 - Administrative Office (main office)
4141 Rockside Rd Ste 400, Seven Hills, OH 44131 - Cleveland Branch
2921 Community College Ave, Cleveland, OH 44115
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology