Charter 60160 · Winston Salem, NC
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union is a state-chartered credit union in Winston Salem, North Carolina, with $368 million in assets and 27,002 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.55%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $368 million
- -4.9% in a year
- Members
- 27,002
- -6.6% in a year
- Net worth ratio
- 8.55%
- Peer median 11.65%
- Loans 60+ days late
- 0.50%
- Peer median 0.70%
- Loans outstanding
- $242 million
- -6.3% in a year
- Shares and deposits
- $343 million
- -0.4% in a year
- Branches
- 6
- 93 employees
- Opened
- 1949
- North Carolina charter
How Piedmont Advantage Credit Union compares
NCUA groups credit unions by size; Piedmont Advantage Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.55% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.50%, is lower than the group median of 0.70%. Loans fell 6.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 18 of 57 credit unions headquartered in North Carolina. See all North Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $368 million | 27,002 | $242 million | 8.55% | 0.50% |
| Q1 2026 | $383 million | 27,779 | $252 million | 8.35% | 0.56% |
| Q4 2025 | $387 million | 28,097 | $259 million | 8.37% | 0.65% |
| Q3 2025 | $386 million | 28,287 | $261 million | 7.97% | 0.55% |
| Q2 2025 | $387 million | 28,902 | $258 million | 8.12% | 0.54% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Piedmont Advantage Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- University
5610 University Pkwy, Winston Salem, NC 27105 - Advantage Way (main office)
3530 Advantage Way, Winston Salem, NC 27103 - Greensboro
3717 Battleground Ave, Greensboro, NC 27410 - Eden
212 E Kings Hwy, Eden, NC 27288 - Mooresville
139 S Cardigan Way, Mooresville, NC 28117 - Boyer Street
2830 Boyer St, Charlotte, NC 28208
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology