Charter 18550 · Rtp, NC
R T P Federal Credit Union
R T P Federal Credit Union is a federally chartered credit union in Rtp, North Carolina, with $142 million in assets and 9,216 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.08%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $142 million
- -1.1% in a year
- Members
- 9,216
- -5.2% in a year
- Net worth ratio
- 8.08%
- Peer median 11.65%
- Loans 60+ days late
- 0.85%
- Peer median 0.70%
- Loans outstanding
- $78.4 million
- -6.1% in a year
- Shares and deposits
- $130 million
- -1.6% in a year
- Branches
- 4
- 31 employees
- Opened
- 1968
- Federal charter
How R T P Federal Credit Union compares
NCUA groups credit unions by size; R T P Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.08% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.85%, is higher than the group median of 0.70%. Loans fell 6.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 21 of 57 credit unions headquartered in North Carolina. See all North Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $142 million | 9,216 | $78.4 million | 8.08% | 0.85% |
| Q1 2026 | $144 million | 9,312 | $82.1 million | 7.98% | 0.60% |
| Q4 2025 | $142 million | 9,439 | $80.8 million | 7.93% | 0.94% |
| Q3 2025 | $143 million | 9,597 | $84.8 million | 7.92% | 0.81% |
| Q2 2025 | $144 million | 9,725 | $83.5 million | 7.83% | 0.60% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.2 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for R T P Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Cary Branch
915 N Harrison Ave, Cary, NC 27513 - Stonehenge Branch
7560 Creedmoor Rd, Raleigh, NC 27613 - RTP Federal Credit Union (main office)
384 Davis Dr, Morrisville, NC 27560 - RTP Branch
384 Davis Dr, Morrisville, NC 27560
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology