Charter 97109 · Miamisburg, OH
River Valley Credit Union (Miamisburg, OH)
River Valley Credit Union is a state-chartered credit union in Miamisburg, Ohio, with $502 million in assets and 26,924 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.01%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list River Valley Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $502 million
- +1.4% in a year
- Members
- 26,924
- +2.6% in a year
- Net worth ratio
- 12.01%
- Peer median 10.79%
- Loans 60+ days late
- 0.48%
- Peer median 0.67%
- Loans outstanding
- $390 million
- +3.9% in a year
- Shares and deposits
- $435 million
- +1.7% in a year
- Branches
- 7
- 92 employees
- Opened
- 1949
- Ohio charter
How River Valley Credit Union compares
NCUA groups credit unions by size; River Valley Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.01% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.48%, is lower than the group median of 0.67%. Loans grew 3.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 21 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $502 million | 26,924 | $390 million | 12.01% | 0.48% |
| Q1 2026 | $497 million | 26,771 | $380 million | 11.90% | 0.43% |
| Q4 2025 | $492 million | 27,190 | $381 million | 11.80% | 0.49% |
| Q3 2025 | $492 million | 26,542 | $376 million | 11.51% | 0.60% |
| Q2 2025 | $495 million | 26,230 | $376 million | 11.18% | 0.46% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 500,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for River Valley Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office Corporate Headquarters (main office)
505 Earl Blvd, Miamisburg, OH 45342 - West Carrollton Branch
2094 S Alex Rd, West Carrollton, OH 45449 - Beavercreek Branch
3927 Indian Ripple Rd, Dayton, OH 45440 - Middletown Branch
815 Elliott Dr, Middletown, OH 45044 - Springboro Branch
25 W Central Ave, Springboro, OH 45066 - Dayton Branch
1030 N Main St, Dayton, OH 45405 - Huber Heights Branch
6595 Brandt Pike, Huber Heights, OH 45424 - Alex Loan Center
2098 S Alex Rd, West Carrollton, OH 45449
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology