Charter 96674 · Cambridge, OH
Southeastern Ohio Credit Union
Southeastern Ohio Credit Union is a state-chartered credit union in Cambridge, Ohio, with $65.4 million in assets and 6,560 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.08%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Southeastern Ohio Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $65.4 million
- +6.0% in a year
- Members
- 6,560
- +2.1% in a year
- Net worth ratio
- 12.08%
- Peer median 12.95%
- Loans 60+ days late
- 1.03%
- Peer median 0.67%
- Loans outstanding
- $35.2 million
- -3.1% in a year
- Shares and deposits
- $56.9 million
- +5.3% in a year
- Branches
- 4
- 14 employees
- Opened
- 0
- Ohio charter
How Southeastern Ohio Credit Union compares
NCUA groups credit unions by size; Southeastern Ohio Credit Union is in the group with $50 million to $100 million (573 credit unions). Its net worth ratio of 12.08% is lower than that group's median of 12.95%, and its share of loans 60 or more days past due, 1.03%, is higher than the group median of 0.67%. Loans fell 3.1% over the year to Q2 2026, against a group median of a 0.2% fall.
By assets it ranks 97 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $65.4 million | 6,560 | $35.2 million | 12.08% | 1.03% |
| Q1 2026 | $65.4 million | 6,475 | $35.6 million | 11.72% | 1.01% |
| Q4 2025 | $64.1 million | 6,475 | $36.1 million | 11.64% | 1.15% |
| Q3 2025 | $63.5 million | 6,457 | $36.1 million | 11.55% | 1.10% |
| Q2 2025 | $61.7 million | 6,424 | $36.3 million | 11.63% | 1.23% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 15,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Southeastern Ohio Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Cambridge Office (main office)
115 Market St, Cambridge, OH 43725 - Marietta Office
1106 4Th St, Marietta, OH 45750 - Caldwell Office
306 North St, Caldwell, OH 43724 - Belmont Correctional Institution
68518 Bannock Rd # Sr331, Saint Clairsville, OH 43950 - CU-Centric
8425 Pulsar Pl Ste 220, Columbus, OH 43240
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology