Charter 63020 · Greensboro, NC
Summit Credit Union (Greensboro, NC)
Summit Credit Union is a state-chartered credit union in Greensboro, North Carolina, with $369 million in assets and 30,745 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.44%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $369 million
- +1.8% in a year
- Members
- 30,745
- -2.7% in a year
- Net worth ratio
- 15.44%
- Peer median 11.65%
- Loans 60+ days late
- 0.71%
- Peer median 0.70%
- Loans outstanding
- $234 million
- +0.4% in a year
- Shares and deposits
- $298 million
- +1.2% in a year
- Branches
- 8
- 103 employees
- Opened
- 1935
- North Carolina charter
How Summit Credit Union compares
NCUA groups credit unions by size; Summit Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 15.44% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.71%, is about the same as the group median of 0.70%. Loans grew 0.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 17 of 57 credit unions headquartered in North Carolina. See all North Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $369 million | 30,745 | $234 million | 15.44% | 0.71% |
| Q1 2026 | $369 million | 30,746 | $233 million | 15.16% | 1.19% |
| Q4 2025 | $360 million | 37,288 | $233 million | 15.41% | 0.93% |
| Q3 2025 | $362 million | 37,582 | $233 million | 14.96% | 0.63% |
| Q2 2025 | $362 million | 31,592 | $233 million | 14.86% | 0.75% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 97,945 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Summit Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Summit Credit Union (main office)
8210 W Market St, Greensboro, NC 27409 - Summit Credit Union
800 Summit Ave, Greensboro, NC 27405 - Summit Credit Union
1100 S Stratford Rd Ste 400B, Winston Salem, NC 27103 - Summit Credit Union
3840 Ed Dr Ste 100, Raleigh, NC 27612 - Summit Credit Union
102 1St Ave Ne, Hickory, NC 28601 - Oxford Credit Union Branch
128 College St, Oxford, NC 27565 - Summit Credit Union-Elm-Eugene Branch
2917 S Elm Eugene St, Greensboro, NC 27406 - Summit Credit Union-High Point Branch
1743 Westchester Dr, High Point, NC 27262
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology