Charter 63545 · Candler, NC
Telco Community Credit Union
Telco Community Credit Union is a state-chartered credit union in Candler, North Carolina, with $429 million in assets and 34,952 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.43%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $429 million
- +4.5% in a year
- Members
- 34,952
- -0.6% in a year
- Net worth ratio
- 12.43%
- Peer median 11.65%
- Loans 60+ days late
- 1.23%
- Peer median 0.70%
- Loans outstanding
- $225 million
- +2.3% in a year
- Shares and deposits
- $371 million
- +2.9% in a year
- Branches
- 13
- 88 employees
- Opened
- 1935
- North Carolina charter
How Telco Community Credit Union compares
NCUA groups credit unions by size; Telco Community Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.43% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.23%, is higher than the group median of 0.70%. Loans grew 2.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 15 of 57 credit unions headquartered in North Carolina. See all North Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $429 million | 34,952 | $225 million | 12.43% | 1.23% |
| Q1 2026 | $424 million | 34,980 | $223 million | 12.26% | 0.90% |
| Q4 2025 | $415 million | 34,862 | $226 million | 12.13% | 1.21% |
| Q3 2025 | $413 million | 35,140 | $225 million | 11.46% | 0.97% |
| Q2 2025 | $411 million | 35,148 | $220 million | 11.27% | 1.14% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.6 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 13 sites for Telco Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Adminstration Office (main office)
1137 Smokey Park Hwy, Candler, NC 28715 - Leicester Branch
710 New Leicester Hwy, Asheville, NC 28806 - Morganton Office
127 W Parker Rd, Morganton, NC 28655 - Tunnel Rd Office
36 Tunnel Rd, Asheville, NC 28805 - Hickory Office
355 Us Highway 70 Sw, Hickory, NC 28602 - Weaverville Office
34 Northcrest Dr, Weaverville, NC 28787 - Candler Office
1141 Smokey Park Hwy, Candler, NC 28715 - Hendensonville Office
1452 7Th Ave E, Hendersonville, NC 28792 - Brevard Branch
281 Asheville Hwy, Brevard, NC 28712 - Lenoir Branch
141 Wilkesboro Blvd Ne, Lenoir, NC 28645 - Airport Rd
198 Airport Rd, Arden, NC 28704 - Waynesville
370 N Main St, Waynesville, NC 28786 - Biltmore
2 Vanderbilt Park Dr, Asheville, NC 28803
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology