Charter 96658 · Fairlawn, OH
Towpath Credit Union
Towpath Credit Union is a state-chartered credit union in Fairlawn, Ohio, with $215 million in assets and 26,048 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.43%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Towpath Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $215 million
- +4.2% in a year
- Members
- 26,048
- +0.0% in a year
- Net worth ratio
- 11.43%
- Peer median 11.65%
- Loans 60+ days late
- 0.95%
- Peer median 0.70%
- Loans outstanding
- $160 million
- +10.2% in a year
- Shares and deposits
- $190 million
- +3.9% in a year
- Branches
- 4
- 67 employees
- Opened
- 0
- Ohio charter
How Towpath Credit Union compares
NCUA groups credit unions by size; Towpath Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.43% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.95%, is higher than the group median of 0.70%. Loans grew 10.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 46 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $215 million | 26,048 | $160 million | 11.43% | 0.95% |
| Q1 2026 | $212 million | 25,031 | $151 million | 11.38% | 0.79% |
| Q4 2025 | $211 million | 25,500 | $151 million | 11.24% | 0.87% |
| Q3 2025 | $206 million | 26,369 | $147 million | 11.38% | 0.72% |
| Q2 2025 | $206 million | 26,047 | $145 million | 11.08% | 0.79% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 277,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Towpath Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
2969 Smith Rd, Fairlawn, OH 44333 - North Hill
645 N Main St, Akron, OH 44310 - Portage Lakes
2500 N Turkeyfoot Rd, Coventry Township, OH 44319 - Cuyahoga Falls
505 Graham Rd, Cuyahoga Falls, OH 44221
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology