Charter 97105 · Dayton, OH
Treadwell Credit Union
Treadwell Credit Union is a state-chartered credit union in Dayton, Ohio, with $134 million in assets and 7,797 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.02%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Treadwell Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $134 million
- +0.3% in a year
- Members
- 7,797
- -10.6% in a year
- Net worth ratio
- 9.02%
- Peer median 11.65%
- Loans 60+ days late
- 0.87%
- Peer median 0.70%
- Loans outstanding
- $110 million
- +0.0% in a year
- Shares and deposits
- $120 million
- +0.2% in a year
- Branches
- 3
- 31 employees
- Opened
- 1957
- Ohio charter
How Treadwell Credit Union compares
NCUA groups credit unions by size; Treadwell Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.02% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.87%, is higher than the group median of 0.70%. Loans grew 0.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 66 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $134 million | 7,797 | $110 million | 9.02% | 0.87% |
| Q1 2026 | $136 million | 7,822 | $108 million | 8.78% | 0.76% |
| Q4 2025 | $137 million | 7,946 | $110 million | 8.68% | 0.66% |
| Q3 2025 | $136 million | 8,337 | $113 million | 8.67% | 0.46% |
| Q2 2025 | $134 million | 8,721 | $110 million | 8.34% | 0.52% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 175,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Treadwell Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Dayton Office (main office)
4988 Wagner Ford Rd, Dayton, OH 45414 - Moraine Office
3199 S Dixie Dr, Moraine, OH 45439 - Middletown Office
6051 Market Ave Ste C, Middletown, OH 45005
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology