Charter 96799 · Cincinnati, OH
U.p.s. Credit Union
U.p.s. Credit Union is a state-chartered credit union in Cincinnati, Ohio, with $3.1 million in assets and 587 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.21%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list U.p.s. Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $3.1 million
- -6.8% in a year
- Members
- 587
- -5.9% in a year
- Net worth ratio
- 13.21%
- Peer median 17.30%
- Loans 60+ days late
- 2.77%
- Peer median 0.86%
- Loans outstanding
- $2.2 million
- -9.9% in a year
- Shares and deposits
- $2.7 million
- -6.7% in a year
- Branches
- 2
- 2 employees
- Opened
- 0
- Ohio charter
How U.p.s. Credit Union compares
NCUA groups credit unions by size; U.p.s. Credit Union is in the group with $2 million to $10 million (539 credit unions). Its net worth ratio of 13.21% is lower than that group's median of 17.30%, and its share of loans 60 or more days past due, 2.77%, is higher than the group median of 0.86%. Loans fell 9.9% over the year to Q2 2026, against a group median of a 6.0% fall.
By assets it ranks 181 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $3.1 million | 587 | $2.2 million | 13.21% | 2.77% |
| Q1 2026 | $3.3 million | 597 | $2.3 million | 12.52% | 1.35% |
| Q4 2025 | $3.3 million | 613 | $2.5 million | 12.75% | 0.54% |
| Q3 2025 | $3.3 million | 626 | $2.6 million | 12.81% | 0.64% |
| Q2 2025 | $3.4 million | 624 | $2.5 million | 12.55% | 5.75% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 5,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for U.p.s. Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Cincinnati Office (main office)
700 W Pete Rose Way Ste 150, Cincinnati, OH 45203 - Disaster Revovery Site
700 W Pete Rose Way Ste 137, Cincinnati, OH 45203
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology