Charter 11293 · Sandusky, OH
Vacationland Federal Credit Union
Vacationland Federal Credit Union is a federally chartered credit union in Sandusky, Ohio, with $327 million in assets and 20,807 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.84%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $327 million
- +4.6% in a year
- Members
- 20,807
- -0.1% in a year
- Net worth ratio
- 12.84%
- Peer median 11.65%
- Loans 60+ days late
- 1.16%
- Peer median 0.70%
- Loans outstanding
- $183 million
- -0.7% in a year
- Shares and deposits
- $282 million
- +5.2% in a year
- Branches
- 6
- 72 employees
- Opened
- 1956
- Federal charter
How Vacationland Federal Credit Union compares
NCUA groups credit unions by size; Vacationland Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.84% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.16%, is higher than the group median of 0.70%. Loans fell 0.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 33 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $327 million | 20,807 | $183 million | 12.84% | 1.16% |
| Q1 2026 | $328 million | 20,598 | $181 million | 12.57% | 0.90% |
| Q4 2025 | $321 million | 20,702 | $182 million | 12.71% | 0.83% |
| Q3 2025 | $314 million | 20,753 | $185 million | 12.85% | 0.52% |
| Q2 2025 | $313 million | 20,821 | $184 million | 12.75% | 0.59% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 552,600 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Vacationland Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Perkins Ave
2409 E Perkins Ave, Sandusky, OH 44870 - Hayes Ave (main office)
2911 Hayes Ave, Sandusky, OH 44870 - Vermilion
1607 State Rd # 60, Vermilion, OH 44089 - Norwalk
26 Executive Dr, Norwalk, OH 44857 - Huron
2402 University Dr E, Huron, OH 44839
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology