Charter 96691 · Dayton, OH
Wright-Dunbar Area Credit Union
Wright-Dunbar Area Credit Union is a state-chartered credit union in Dayton, Ohio, with $360 thousand in assets and 308 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 18.47%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Wright-Dunbar Area Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $360 thousand
- -5.1% in a year
- Members
- 308
- -0.3% in a year
- Net worth ratio
- 18.47%
- Peer median 19.32%
- Loans 60+ days late
- 24.93%
- Peer median 0.66%
- Loans outstanding
- $124 thousand
- -21.6% in a year
- Shares and deposits
- $290 thousand
- -6.4% in a year
- Branches
- 1
- 5 employees
- Opened
- 1955
- Ohio charter
How Wright-Dunbar Area Credit Union compares
NCUA groups credit unions by size; Wright-Dunbar Area Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 18.47% is lower than that group's median of 19.32%, and its share of loans 60 or more days past due, 24.93%, is higher than the group median of 0.66%. Loans fell 21.6% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 190 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $360 thousand | 308 | $124 thousand | 18.47% | 24.93% |
| Q1 2026 | $365 thousand | 309 | $135 thousand | 18.27% | 16.12% |
| Q4 2025 | $370 thousand | 299 | $147 thousand | 17.75% | 22.05% |
| Q3 2025 | $367 thousand | 305 | $156 thousand | 17.95% | 2.57% |
| Q2 2025 | $379 thousand | 309 | $159 thousand | 17.54% | 0.00% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 4,200 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Wright-Dunbar Area Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- WRIGHT-DUNBAR AREA CREDIT UNION OFFICE (main office)
700 S James H Mcgee Blvd, Dayton, OH 45402 - Coriinthian Branch
700 S James H Mcgee Blvd, Dayton, OH 45402
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology