Alabama · NCUA branch file, Q2 2026

Credit unions in Muscle Shoals, AL

6 credit unions have 8 offices in Muscle Shoals, Alabama, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Listerhill Credit Union has the most here (2); the largest by assets is Listerhill Credit Union at $1.47 billion.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
Listerhill Credit Union2$1.5B11.06%6.75%Sheffield, AL
TVA Community Credit Union2$429M18.38%6.95%Muscle Shoals, AL
Family Security Credit Union1$1.1B19.92%5.34%Decatur, AL
Alabama Central Credit Union1$214M9.64%5.50%Birmingham, AL
Valley Credit Union1$113M13.96%6.50%Tuscumbia, AL
Railway Employees Credit Union1$21.1M22.01%5.00%Muscle Shoals, AL

Rates are what each credit union reported to NCUA for new auto loans, not offers. All Alabama credit union loan rates.

Addresses, phone numbers and hours

Listerhill Credit Union

  • Main Office 4790 2Nd St, Muscle Shoals, AL 35661 256-383-9204 · 8:00 - 4:30 Monday through Friday 8:30 - 12:00 Saturday Main office · Drive-through · ATM
  • Muscle Shoals Flagship 1812 Woodward Ave, Muscle Shoals, AL 35661 256-383-9204 · M-F 9-5; Sat 830-12 Drive-through · ATM

TVA Community Credit Union

  • Reservation Branch 1010 Reservation Road, Muscle Shoals, AL 35661 256-386-3000 · M-F 8:30am - 5:00pm Drive-through · ATM
  • Wilson Dam Road 1405 S Wilson Dam Rd, Muscle Shoals, AL 35661 256-383-1019 · 8:30 - 5:00 M-F Main office · Drive-through · ATM

Family Security Credit Union

  • Muscle Shoals 2015 Avalon Ave, Muscle Shoals, AL 35661 256-381-8094 · Monday - Friday 9:00 to 5:00 Saturday Drive-Thru Only 9:00 to 12:00 Drive-through · ATM

Alabama Central Credit Union

  • Muscle Shoals 743 Avalon Ave, Muscle Shoals, AL 35661 256-381-1914 · Lobby M-F 9-5 Drive Thru M-F 9-5 Drive-through

Valley Credit Union

  • VALLEY CREDIT UNION 2500 Avalon Ave, Muscle Shoals, AL 35661 256-381-3335 · MONDAY - THURSDAY 8:45-4:30 FRIDAY 8:45-5:00 Drive-through · ATM

Railway Employees Credit Union

  • Main 1604 Gusmus Ave, Muscle Shoals, AL 35661 256-383-7940 · Monday thru Thursday 9 a.m. to 4 p.m. Friday 9 a.m. to 5 p.m. Main office · Drive-through · ATM

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

Other cities in Alabama

Every Alabama city · All Alabama credit unions

Questions people ask

How many credit unions are in Muscle Shoals, AL?

NCUA's branch file for Q2 2026 lists 8 credit union offices in Muscle Shoals, run by 6 credit unions, 2 of them headquartered in the city.

Which credit union has the most branches in Muscle Shoals?

Listerhill Credit Union, with 2 offices in Muscle Shoals. The largest credit union with an office here is Listerhill Credit Union, with $1.47 billion in assets.

Can I join a credit union in Muscle Shoals?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.