Hawaii · NCUA branch file, Q2 2026
Credit unions in Pearl City, HI
4 credit unions have 6 offices in Pearl City, Hawaii, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. HawaiiUSA Federal Credit Union has the most here (2); the largest by assets is HawaiiUSA Federal Credit Union at $2.67 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| HawaiiUSA Federal Credit Union | 2 | $2.7B | 10.63% | 4.25% | Honolulu, HI |
| Lokahi Federal Credit Union | 2 | $702M | 9.49% | 3.24% | Honolulu, HI |
| Hawaiian Financial Federal Credit Union | 1 | $1.1B | 11.72% | 6.00% | Honolulu, HI |
| Hawaii Law Enforcement Federal Credit Union | 1 | $230M | 13.17% | 5.53% | Honolulu, HI |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All Hawaii credit union loan rates.
Addresses, phone numbers and hours
HawaiiUSA Federal Credit Union
- Pearl City Branch 1245 Kuala St Ste 101, Pearl City, HI 96782 Drive-through · ATM
- Virtual Branch 1245 Kuala St, Pearl City, HI 96782
Lokahi Federal Credit Union
- Pearl City Main 1260 Kuala St, Pearl City, HI 96782 Main office
- Pearl City 1260 Kuala St, Pearl City, HI 96782
Hawaiian Financial Federal Credit Union
- Pearl City 1131 Kuala St, Pearl City, HI 96782 ATM
Hawaii Law Enforcement Federal Credit Union
- Pearl City Gateway Branch 1140 Kuala St, Pearl City, HI 96782
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in Hawaii
Every Hawaii city · All Hawaii credit unions
Questions people ask
How many credit unions are in Pearl City, HI?
NCUA's branch file for Q2 2026 lists 6 credit union offices in Pearl City, run by 4 credit unions.
Which credit union has the most branches in Pearl City?
HawaiiUSA Federal Credit Union, with 2 offices in Pearl City. The largest credit union with an office here is HawaiiUSA Federal Credit Union, with $2.67 billion in assets.
Can I join a credit union in Pearl City?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.