Q2 2026 call reports
Credit union loan rates in Hawaii
Hawaii credit unions reported a median new auto loan rate of 5.75% on their call reports for the quarter ended June 30, 2026, against 5.46% nationally. Among those with $25 million or more in assets and at least $1 million in auto loans, Helco Federal Credit Union reported the lowest, 3.00%.
These are the rates credit unions filed with NCUA, not offers. Your rate depends on credit, term and timing, and you must be eligible to join.
| Loan | Hawaii median | US median |
|---|---|---|
| New auto | 5.75% | 5.46% |
| Used auto | 6.25% | 6.32% |
| Credit card | 10.25% | 11.50% |
| Personal | 9.12% | 11.75% |
| Mortgage | 5.00% | 5.75% |
| Home equity | 6.38% | 6.75% |
Lowest credit card rate reported in Hawaii: Hawaii Law Enforcement Federal Credit Union, 7.89%. Lowest first mortgage rate: Pearl Hawaii Federal Credit Union, 2.25%. (Same size rules as the national rankings.)
Every Hawaii credit union's reported rates
All 45 Hawaii credit unions that reported at least one loan rate, largest first. A dash means it holds no loans of that type.
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA or any credit union. Sort and filter these in the screener · All Hawaii credit unions · Lowest rates nationally