Hawaii · NCUA branch file, Q2 2026
Credit unions in Hilo, HI
8 credit unions have 11 offices in Hilo, Hawaii, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. CU Hawaii Federal Credit Union has the most here (3); the largest by assets is HawaiiUSA Federal Credit Union at $2.67 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| CU Hawaii Federal Credit Union | 3 | $460M | 10.97% | 5.99% | Hilo, HI |
| HFS Federal Credit Union | 2 | $1.1B | 9.32% | 5.92% | Hilo, HI |
| HawaiiUSA Federal Credit Union | 1 | $2.7B | 10.63% | 4.25% | Honolulu, HI |
| Hawaii Community Federal Credit Union | 1 | $808M | 9.65% | 7.75% | Kailua Kona, HI |
| Big Island Federal Credit Union | 1 | $195M | 9.30% | 5.82% | Hilo, HI |
| Hawaii County Employees Federal Credit Union | 1 | $148M | 15.17% | 5.32% | Hilo, HI |
| Hawaii First Federal Credit Union | 1 | $73.4M | 9.78% | 9.56% | Kamuela, HI |
| Helco Federal Credit Union | 1 | $46.5M | 18.80% | 3.00% | Hilo, HI |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All Hawaii credit union loan rates.
Addresses, phone numbers and hours
CU Hawaii Federal Credit Union
- Hilo 476 Hinano St, Hilo, HI 96720 Main office · Drive-through · ATM
- Puainako 50 E Puainako St, Hilo, HI 96720 ATM
- Waiakea HS Student Branch 155 W Kawili St Rm B202, Hilo, HI 96720
HFS Federal Credit Union
- HILO OFFICE 632 Kinoole St, Hilo, HI 96720 Main office · Drive-through
- PRINCE KUHIO PLAZA OFFICE 111 E Puainako St, Hilo, HI 96720
HawaiiUSA Federal Credit Union
- IEG Branch 375 Kekuanaoa St, Hilo, HI 96720 ATM
Hawaii Community Federal Credit Union
- Hilo Branch 111 Aupuni St, Hilo, HI 96720 Drive-through · ATM
Big Island Federal Credit Union
- Hilo Branch 66 Lono St, Hilo, HI 96720 Main office · ATM
Hawaii County Employees Federal Credit Union
- Main Office 131 Puuhonu Way, Hilo, HI 96720 Main office · Drive-through · ATM
Hawaii First Federal Credit Union
- Hilo Branch 1221 Kilauea Ave, Hilo, HI 96720 ATM
Helco Federal Credit Union
- HELCO FCU 1437 Kilauea Ave Ste 105, Hilo, HI 96720 Main office
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in Hawaii
Every Hawaii city · All Hawaii credit unions
Questions people ask
How many credit unions are in Hilo, HI?
NCUA's branch file for Q2 2026 lists 11 credit union offices in Hilo, run by 8 credit unions, 5 of them headquartered in the city.
Which credit union has the most branches in Hilo?
CU Hawaii Federal Credit Union, with 3 offices in Hilo. The largest credit union with an office here is HawaiiUSA Federal Credit Union, with $2.67 billion in assets.
Can I join a credit union in Hilo?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.