Montana · NCUA branch file, Q2 2026

Credit unions in Missoula, MT

7 credit unions have 15 offices in Missoula, Montana, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Clearwater Federal Credit Union has the most here (6); the largest by assets is Mountain America Federal Credit Union at $22.9 billion.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
Clearwater Federal Credit Union6$1.2B12.83%6.60%Missoula, MT
Park Side Financial Credit Union3$390M9.37%6.49%Whitefish, MT
Horizon Credit Union2$2.0B13.08%5.49%Spokane Valley, WA
Mountain America Federal Credit Union1$22.9B9.55%5.49%Sandy, UT
Whitefish Credit Union Association1$2.1B12.70%4.98%Whitefish, MT
Montana Educators' Credit Union1$35.3M10.01%4.95%Missoula, MT
St. Pats Employees Federal Credit Union1$5.4M12.83%3.74%Missoula, MT

Rates are what each credit union reported to NCUA for new auto loans, not offers. All Montana credit union loan rates.

Addresses, phone numbers and hours

Clearwater Federal Credit Union

  • Clearwater - RS 2610 N Reserve St, Missoula, MT 59808 406-523-3300 · Lobby Mon - Thur 9:00a - 4:30p Fri 9:00a - 5:00p Sat 9:00a - 1:00p Drive Mon - Fri 7:30a… Drive-through · ATM
  • Clearwater - DT 126 W Spruce St, Missoula, MT 59802 406-523-3300 · Lobby Mon - Thur 9:00a - 4:30p Fri 9:00a - 5:00p Drive Mon - Fri 7:30a - 6:00p Drive-through · ATM
  • Clearwater - UM First Level University Ctr, Missoula, MT 59812 406-523-3300 · Mon - Fri 9:00a - 5:00p ATM
  • Clearwater - RUS 1775 S Russell St, Missoula, MT 59801 406-523-3300 · Lobby Mon - Thur 9:00a - 4:30p Fri 9:00a - 5:00p Drive Mon - Fri 7:30a - 6:00p Sat 9:00a… Drive-through · ATM
  • Clearwater - SS 3600 Brooks St, Missoula, MT 59801 406-523-3300 · Lobby Mon - Thur 9:00a - 4:30p Fri 9:00a - 5:00p Main office
  • Clearwater - SS Retail 2237 34Th St, Missoula, MT 59801 406-523-3300 · Lobby; Mon - Thur 9:00a - 4:30p; Fri 9:00a - 5:00p; Drive; Mon - Fri 7:30a - 6:00p Drive-through · ATM

Park Side Financial Credit Union

  • Great Northern 2300 Great Northern Ave, Missoula, MT 59808 406-728-4475 · 9:00 am - 5:30 pm MTWF10:00 am - 6:00 pm Thurs ATM
  • Brooks 4055 Brooks St Ste C, Missoula, MT 59804 406-541-9710 · 9:00 am - 5:30 pm MTWF10:00 am - 6:00 pm Thurs Drive-through · ATM
  • West Broadway 320 W Broadway St Ste B, Missoula, MT 59802 406-532-4441 · 9:00am - 5:30pm MTWF10:00am - 6:00pm Thurs ATM

Horizon Credit Union

  • South Reserve Branch 2330 S Reserve St, Missoula, MT 59801 406-728-1790 · Lobby Hours: Mon-Fri 9:00am-5:00pm Drive Up: Mon - Fri 8:00am-5:30pm Drive-through · ATM
  • Brooks Branch 1502 Dearborn Ave Ste A, Missoula, MT 59801 800-852-5316 · Lobby M-F 9am to 5pm, Drive Thru/ITM M-F 7am - 7 pm Drive-through · ATM

Mountain America Federal Credit Union

  • 0167 Missoula Reserve St 2825 N Reserve St, Missoula, MT 59808 406-317-7181 · Monday-Friday 9:00-6:00, Saturday 9:00-2:00 Drive-through · ATM

Whitefish Credit Union Association

  • Whitefish Credit Union - Missoula Office 1635 S Russell St, Missoula, MT 59801 877-862-3525 · 9:00 - 4:30 M-F (Lobby) 7:30 - 6:00 M-F (Drive Thru) Drive-through · ATM

Montana Educators' Credit Union

  • Main Office 2000 S Russell St, Missoula, MT 59801 406-728-1034 · 8 a.m. to 5 p.m. Monday through Friday Main office · Drive-through

St. Pats Employees Federal Credit Union

  • St. Pat's Employees Federal Credit Union 500 W Broadway St, Missoula, MT 59802 406-329-5665 · M.-W.-F. 7:30am to 5pm / T & T 7:30am to 12pm 7:30am - 5:00pm Main office

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

Other cities in Montana

Every Montana city · All Montana credit unions

Questions people ask

How many credit unions are in Missoula, MT?

NCUA's branch file for Q2 2026 lists 15 credit union offices in Missoula, run by 7 credit unions, 3 of them headquartered in the city.

Which credit union has the most branches in Missoula?

Clearwater Federal Credit Union, with 6 offices in Missoula. The largest credit union with an office here is Mountain America Federal Credit Union, with $22.9 billion in assets.

Can I join a credit union in Missoula?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.